50539 Middle River Dr, Macomb, MI 48044 Property Records

Macomb County property record for 50539 Middle River Dr, Macomb, MI 48044

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,226 sqft · built 1994
Lot Size	0.193 acres (8,407 sqft)
Owner	2 Individual Names on Record
Last Sale	$211,755 (Jul 2012)
Tax Bill	$4,621 (2025)
Deeds & Mortgages	Oct 2025 Second Mortgage Jan 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`20-08-21-126-016`

Property Details

APN / Parcel Number

Primary APN	`20-08-21-126-016`
Alternative APN	`0821126016`

Interior

Full Baths	2 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,226 sqft Living Area
1st Floor Area	1,660 sqft
Basement Area	1,660 sqft
Unfinished Basement	166 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1995
Architectural Style	Split Level
Lot Area	8,407 sqft (0.193 acres)
Lot Dimensions	120 ft deep x 70 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	50539 MIDDLE RIVER DR
City	MACOMB
State	MI
Zip	48044-1212
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	MIDDLE RIVER ESTATES SUB LOT 16 LIBER: 102 PAGES: 43-49
Legal Subdivision	MIDDLE RIVER ESTATES SUB
Legal Lot Number	16
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	2
Census Block	2002
Census Tract	224001

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	50539 MIDDLE RIVER DR, MACOMB, MI 48044-1212
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MICHIGAN SCHOOLS & GOVERNMENT CU
Jan 6, 2022	Deed of Trust, Mortgage · Line of Credit MICHIGAN SCHOOLS & GOVERNMENT CU
Jan 4, 2017	Deed of Trust, Mortgage · Conventional Mortgage AFI FINANCIAL INC
Nov 4, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage HALL FINANCIAL GROUP
May 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN SCHOOLS & GOV'T CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2012 · Amount on Record
Deed Sale	Jul 18, 2012 · Amount on Record
Prior Sale	Jan 21, 2004 · Amount on Record
Deed Document Number	20122099965
Deed Book / Page	21439 / 878
Last Transfer Date	Oct 26, 2020
Transfer Doc	0000134515
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	50539 MIDDLE RIVER DR, MACOMB, MI 48044-1212
Transaction Type	Mortgage
Record Updated	Oct 14, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50539 MIDDLE RIVER DR, MACOMB, MI 48044-1212

Mortgage

Document Number	2500088034
Date	Oct 1, 2025
Book Page	30314/107
Instrument	202500088034

Lender

Name	MICHIGAN SCHOOLS & GOVERNMENT CU
Type	Credit Union
Address	CLINTON TOWNSHIP, MI 48038

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2040

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	50539 MIDDLE RIVER DR, MACOMB, MI 48044-1212
Transaction Type	Mortgage
Record Updated	Jan 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50539 MIDDLE RIVER DR, MACOMB, MI 48044-1212

Mortgage

Document Number	2200003206
Date	Jan 6, 2022
Book Page	28340/436
Instrument	202200003206

Lender

Name	MICHIGAN SCHOOLS & GOVERNMENT CU
Type	Credit Union
Address	41809

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 5, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	50539 MIDDLE RIVER DR, MACOMB, MI 48044-1212
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000708
Date	Jan 4, 2017
Book Page	24479/607
Instrument	7000708

Lender

Name	AFI FINANCIAL INC
Type	Mortgage Company
Address	BOCA RATON, FL 33428

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2047

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACOMB MI
Recording Date	Nov 4, 2020
Property Address	50539 MIDDLE RIVER DR, MACOMB, MI 48044-1212
Document Number	0000134515
Book / Page	27123 / 721
Map Reference	LB 102 PG 43-49
Instrument Date	Oct 26, 2020
Instrument	2134515
Transaction Type	Transfer
Record Updated	May 31, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50539 MIDDLE RIVER DR, MACOMB, MI 48044-1212

Mortgage

Document Number	0000134516
Date	Nov 4, 2020
Instrument	2134516

Lender

Name	HALL FINANCIAL GROUP
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	50539 MIDDLE RIVER DR, MACOMB, MI 48044-1212
Document Number	0000064949
Instrument Date	May 12, 2018
Transaction Type	Mortgage
Record Updated	Aug 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	50539 MIDDLE RIVER DR MACOMB MI 480441212, MACOMB, MI 48044-1212

Mortgage

Document Number	0000064949
Date	Jun 7, 2018
Book Page	025403/000854
Instrument	64949

Lender

Name	MICHIGAN SCHOOLS & GOV'T CU
Type	Credit Union
Address	CLINTON TOWNSHIP, MI 48038

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 6, 2028

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Chippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$205,600 (+3.89%)	$411,200 (+3.89%)
2025	$4,621.00 (+13.12%) Homeowner's exemption	$197,900 (+13.02%)	$395,800 (+13.02%)
2023		$175,100	$350,200
2022	$4,085.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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