Bay County property record for 5053 Rivergrass Dr, Panama City, FL 32404
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,270 sqft · built 2023 |
| Lot Size | 0.13 acres (5,706 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $279,900 (Sep 2023) |
| Tax Bill | $2,264 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05948-375-142 |
| Primary APN | 05948-375-142 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,270 sqft Heated Area |
| Gross Area | 1,790 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2023 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 5,706 sqft (0.13 acres) |
| Lot Dimensions | 110 ft deep x 52 ft wide |
| Driveway | Driveway |
| Driveway Area | 384 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 5053 RIVERGRASS DR |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32404-1299 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TITUS PARK PH 2-A LOT 71 ORB 4733 P 305 |
| Legal Phase | 2 |
| Legal Lot Number | 71 |
| Jurisdiction | BAY FL |
| Township / Civil Division | LYNN HAVEN |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 402 |
Source: Bay County records, as of January 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 5053 RIVERGRASS DR, PANAMA CITY, FL 32404-1299 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 21, 2023 · Amount on Record |
| Deed Sale | Sep 21, 2023 · Amount on Record |
| Deed Document Number | 2023060227 |
| Deed Book / Page | 4733 / 305 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Sep 21, 2023 |
| Property Address | 5053 RIVERGRASS DR, PANAMA CITY, FL 32404-1299 |
| Document Number | 0047330305 |
| Book / Page | 4733 / 305 |
| Map Reference | MB 28 PG 74-79 |
| Instrument Date | Sep 13, 2023 |
| Instrument | 2023060227 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 15, 2024 |
| Title Company | DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,959.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14251 PANAMA CITY BEACH PKWY, PANAMA CITY BEACH, FL 32413-2820 |
| Name | Verified Name |
|---|---|
| Address | 5053 RIVERGRASS DR, PANAMA CITY, FL 32404-1299 |
| Document Number | 0004733306 |
|---|---|
| Date | Sep 21, 2023 |
| Instrument | 4733/306 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,264.00 (+205.53%) Homeowner's exemption | $222,616 (+275.93%) Land $58,263 Building $164,353 | $222,616 (+275.93%) Land $58,263 Building $164,353 |
| 2023 | $741.00 (+33.03%) | $59,218 (+22.54%) Land $59,218 | $59,218 (+22.54%) Land $59,218 |
| 2022 | $557.00 | $48,324 Land $48,324 | $48,324 Land $48,324 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 137 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 137 in force |
| Nearby Flood Claims | 10 (2013–2018) |
| Claims Outside the SFHA | 5 of 10 |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 52% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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