5052 Maeys Rd, Waterloo, IL 62298 Property Records

Monroe County property record for 5052 Maeys Rd, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,400 sqft · built 2020
Lot Size	5.16 acres (224,770 sqft)
Owner	2 Individual Names on Record
Tax Bill	$8,598 (2025)
Deeds & Mortgages	Jan 2021 Mortgage May 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`10-20-100-009-000`

Property Details

APN / Parcel Number

Primary APN	`10-20-100-009-000`

Interior

Bedrooms	3 Beds
Building Area	2,400 sqft Living Area
1st Floor Area	2,400 sqft
Basement Area	2,400 sqft
Unfinished Basement	2,400 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick/Stone
Lot Area	224,770 sqft (5.16 acres)
Garage Area	650 sqft
Porch	Porch
Porch Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	5052 MAEYS RD
City	WATERLOO
State	IL
Zip	62298-4146
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MA1
Legal Description	PART SE NW
Legal Range	10W
Legal Township	03S
Legal Section	20
Jurisdiction	MONROE IL
Township / Civil Division	23
Census Block Group	1
Census Block	1061
Census Tract	600501

Owner

Source: Monroe County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5052 MAEYS RD, WATERLOO, IL 62298-4146
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage FCB BANKS
May 28, 2019	Trustee's Deed, Construction Loan · Line of Credit COLUMBIA NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 26, 2024
Transfer Doc	0000434715
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	5052 MAEYS RD, WATERLOO, IL 62298-4146
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000414146
Date	Jan 12, 2021
Instrument	414146

Lender

Name	FCB BANKS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate

May 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MONROE IL
Recording Date	May 28, 2019
Property Address	5052 MAEYS RD, WATERLOO, IL 62298-4146
Instrument Date	May 20, 2019
Instrument	401646
Transaction Type	Construction Loan
Record Updated	Jun 14, 2019
Title Company	MONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC)

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2435 PRO TOUR DR BELLEVILLE IL 622204853, BELLEVILLE, IL 62220-4853

Mortgage

Document Number	0000401646
Date	May 28, 2019
Instrument	401646

Lender

Name	COLUMBIA NAT'L BK
Type	Bank
Address	COLUMBIA, IL 62236

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,598.00 (+4.64%) Homeowner's exemption	$163,930 (+11.63%) Land $18,440 Building $145,490	$491,790 (+11.63%) Land $55,320 Building $436,470
2024	$8,217.00
2022	Additional exemption filed	$146,850 Land $18,440 Building $128,410	$440,550 Land $55,320 Building $385,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Most Recent Claim	Aug 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Harrisonville Telephone Company DSL · Fiber in parts of the area	50 / 10

May also be available: Verizon, Wisper ISP.

Cell Coverage

4G LTE only, no 5G reported

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