5052 Blanchard Ct, Saint Cloud, FL 34772 Property Records

Osceola County property record for 5052 Blanchard Ct, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,747 sqft · built 2022
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$383,500 (Sep 2025)
Tax Bill	$6,378 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Dec 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`202631013700014520`

Property Details

APN / Parcel Number

Primary APN	`202631013700014520`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,747 sqft Heated Area
Gross Area	2,522 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.169 acres)
Garage Type	Finished
Porch	Open Porch
Porch Area	334 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	5052 BLANCHARD CT
City	SAINT CLOUD
State	FL
Zip	34772-8774
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HANOVER LAKES PH 4 PB 30 PGS 97-99 LOT 452
Legal Subdivision	HANOVER LAKES PHS 4
Legal Phase	4
Legal Lot Number	452
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1041
Census Tract	43301

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5052 BLANCHARD CT, SAINT CLOUD, FL 34772-8774
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2024	Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC
Dec 15, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Sep 12, 2025	Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Feb 15, 2022	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage LENNAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2025 · Amount on Record
Deed Sale	Sep 12, 2025 · Amount on Record
Prior Sale	Feb 15, 2022 · Amount on Record
Deed Document Number	2025113368
Deed Book / Page	6848 / 806
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	5052 BLANCHARD CT, SAINT CLOUD, FL 34772-8774
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5052 BLANCHARD CT, SAINT CLOUD, FL 34772-8774

Mortgage

Document Number	0065711188
Date	Mar 27, 2024
Book Page	6571/1188
Instrument	2024038617

Lender

Name	LOANCARE LLC
Type	Mortgage Company
Address	3637 SENTARA WAY, VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Mar 1, 2052

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	5052 BLANCHARD CT, SAINT CLOUD, FL 34772-8774
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5052 BLANCHARD CT, SAINT CLOUD, FL 34772-8774

Mortgage

Document Number	0063300367
Date	Dec 15, 2022
Book Page	6330/367
Instrument	2022179439

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Mar 1, 2052

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 12, 2025
Property Address	5052 BLANCHARD CT, SAINT CLOUD, FL 34772-8774
Document Number	0068480806
Book / Page	6848 / 806
Map Reference	MB 30 PG 97-99
Instrument Date	Aug 28, 2025
Instrument	2025113368
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	THE CLOSING AGENT LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,684.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8169 COUNTRY BAY BLVD, NAVARRE, FL 32566-4000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5052 BLANCHARD CT, SAINT CLOUD, FL 34772-8774

Mortgage

Document Number	0006848808
Date	Sep 12, 2025
Instrument	6848/808

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2055

February 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 15, 2022
Property Address	5052 BLANCHARD CT, SAINT CLOUD, FL 34772-8774
Document Number	0061501043
Book / Page	6150 / 1043
Map Reference	MB 30 PG 97
Instrument Date	Feb 7, 2022
Instrument	2022024526
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 22, 2024
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,394.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6675 WESTWOOD BLVD # 5, 5, ORLANDO, FL 32821-8061

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5052 BLANCHARD CT, SAINT CLOUD, FL 34772-8774

Mortgage

Document Number	0061501047
Date	Feb 15, 2022
Instrument	6150/1047

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,378.00 (-0.48%) Homeowner's exemption	$329,500 (-0.6%) Land $75,000 Building $254,500	$329,500 (-0.6%) Land $75,000 Building $254,500
2024	$6,409.00 (+2.38%) Homeowner's exemption	$331,500 (+1.35%) Land $70,000 Building $261,500	$331,500 (+1.35%) Land $70,000 Building $261,500
2023	$6,260.00 (+182.87%) Homeowner's exemption	$327,100 (+445.17%) Land $70,000 Building $257,100	$327,100 (+445.17%) Land $70,000 Building $257,100
2022	$2,213.00	$60,000 Land $60,000	$60,000 Land $60,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 173 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	173 in force
Nearby Flood Claims	14 (1987–2022)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 69% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, CenturyLink.

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