50517 286th Ave, Elgin, MN 55932 Property Records

Wabasha County property record for 50517 286th Ave, Elgin, MN 55932

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,425 sqft · built 1986
Lot Size	0.512 acres (22,284 sqft)
Owner	2 Individual Names on Record
Last Sale	$349,000 (Dec 2025)
Tax Bill	$2,102 (2026)
Deeds & Mortgages	Sep 2020 Construction Loan Dec 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R02.00339.00`

Property Details

APN / Parcel Number

Primary APN	`R02.00339.00`
Alternative APN	`02.00339.00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,425 sqft Living Area
1st Floor Area	1,425 sqft
Basement Area	1,140 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	22,284 sqft (0.512 acres)
Garage Type	Attached
Garage Area	676 sqft
Deck Area	476 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	50517 286TH AVE
City	ELGIN
State	MN
Zip	55932-5254
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-34 TWP-108 RANGE-012 WOODLAND ESTATES SUBDIVISION LOT-013 BLOCK-001 (WWW)
Legal Range	12
Legal Township	108
Legal Section	34
Legal Subdivision	WOODLAND ESTATES SUBDIVISION
Legal Block	1
Legal Lot Number	13
Jurisdiction	WABASHA MN
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3071
Census Tract	490500

Owner

Source: Wabasha County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	50517 286TH AVE, ELGIN, MN 55932-5254
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2020	Deed of Trust, Mortgage · Construction Mortgage PEOPLES STATE BANK
Dec 3, 2025	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 4, 2022	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Oct 6, 2020	Re-recorded Document
Sep 4, 2020	Warranty Deed, Construction Loan · Construction Mortgage PEOPLES STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2025 · Amount on Record
Deed Sale	Dec 3, 2025 · Amount on Record
Prior Sale	Feb 25, 2022 · Amount on Record
Deed Document Number	2025361535
Prior Transfer Date	Sep 30, 2020
Prior Transfer Doc	0000000051
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WABASHA MN
Property Address	50517 286TH AVE, ELGIN, MN 55932-5254
Transaction Type	Mortgage
Record Updated	Dec 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50517 286TH AVE, ELGIN, MN 55932-5254

Mortgage

Document Number	0000340702
Date	Sep 8, 2020
Instrument	340702

Lender

Name	PEOPLES STATE BANK
Type	Bank
Address	ELGIN, MN 55932

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 1, 2030

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WABASHA MN
Recording Date	Dec 3, 2025
Property Address	50517 286TH AVE, ELGIN, MN 55932-5254
Document Number	0000361535
Instrument Date	Dec 1, 2025
Instrument	361535
Transaction Type	Transfer
Record Updated	Dec 26, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,151.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	50517 286TH AVE, ELGIN, MN 55932-5254

Mortgage

Document Number	0000361536
Date	Dec 3, 2025
Instrument	361536

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WABASHA MN
Recording Date	Mar 4, 2022
Property Address	50517 286TH AVE, ELGIN, MN 55932-5254
Document Number	0000348237
Instrument Date	Feb 25, 2022
Instrument	348237
Transaction Type	Transfer
Record Updated	Dec 26, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$948.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	50517 286TH AVE, ELGIN, MN 55932-5254

Mortgage

Document Number	0000348238
Date	Mar 4, 2022
Instrument	348238

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

October 2020: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	WABASHA MN
Recording Date	Oct 6, 2020
Property Address	50517 286TH AVE, ELGIN, MN 55932-5254
Document Number	0000020051
Instrument Date	Sep 30, 2020
Instrument	20051
Record Updated	Dec 26, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	WABASHA MN
Recording Date	Sep 4, 2020
Property Address	50517 286TH AVE, ELGIN, MN 55932-5254
Document Number	0000020004
Instrument Date	Sep 1, 2020
Instrument	20004
Transaction Type	Construction Loan
Record Updated	Dec 26, 2025

Transaction

Amount	Amount Recorded
Tax	$107.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	50517 286TH AVE, ELGIN, MN 55932-5254

Mortgage

Document Number	0000020005
Date	Sep 4, 2020
Instrument	20005

Lender

Name	PEOPLES STATE BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 1, 2030

Mortgage

Document Number	0000020013
Date	Sep 9, 2020
Instrument	20013

Lender

Name	PEOPLES STATE BANK
Type	Bank
Address	ELGIN, MN 55932

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 1, 2030

Tax Assessment & Valuation

Source: Wabasha County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wabasha County
County Subdivision	Elgin Township
Unified School District	Plainview-Elgin-Millville (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,102.00 (-37.4%)	$311,500 (+0.65%) Land $70,000 Building $241,500	$311,500 (+0.65%) Land $70,000 Building $241,500
2025	$3,358.00 (+2.82%)	$309,500 (+6.98%) Land $65,000 Building $244,500	$309,500 (+6.98%) Land $65,000 Building $244,500
2023	$3,266.00	$289,300 Land $65,000 Building $224,300	$289,300 Land $65,000 Building $224,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hiawatha Broadband Communications Fiber	5,000 / 5,000
Midco Cable	1,250 / 60
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G and 4G LTE (outdoors only)

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