5050 Orchard Park Dr, Hickory, NC 28602 Property Records

Catawba County property record for 5050 Orchard Park Dr, Hickory, NC 28602

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,095 sqft · built 2007
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on File
Last Sale	$451,000 (May 2026)
Tax Bill	$1,399 (2025)
Deeds & Mortgages	Sep 2024 Line of Credit Aug 2023 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`2790-08-98-8345`

Property Details

APN / Parcel Number

Primary APN	`2790-08-98-8345`
Alternative APN	`0605287`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,095 sqft Living Area
1st Floor Area	1,818 sqft
Upper Floors Area	909 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	265 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	266 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	216 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5050 ORCHARD PARK DR
City	HICKORY
State	NC
Zip	28602-7238
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40
Legal Description	LOT 53 PLAT 65-6
Legal Subdivision	ABERNETHY PARK PH 5
Legal Lot Number	53
Jurisdiction	CATAWBA NC
Township / Civil Division	HICKORY
Census Block Group	2
Census Block	2001
Census Tract	11801

Owner

5050 Orchard Park Dr is owned and occupied by two individuals who bought it in May 2026.

Source: Catawba County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5050 ORCHARD PARK DR, HICKORY, NC 28602-7238
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2024	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Aug 30, 2023	Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO
May 20, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK AND TRUST COMPANY
May 20, 2026	Warranty Deed, Transfer · Conventional Mortgage BAY BANK TRUST COMPANY
Nov 8, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Sep 2, 2022	Intrafamily Transfer, Transfer
Aug 11, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage NAVY FCU
Jul 17, 2020	Deed of Trust, Mortgage · Conventional with PMI NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2026 · Amount on File
Deed Sale	May 20, 2026 · Amount on File
Prior Sale	Nov 8, 2022 · Amount on File
Deed Document Number	202610061
Deed Book / Page	4021 / 1886
Prior Transfer Date	Sep 1, 2022
Prior Transfer Doc	0037661669
Record Updated	Oct 29, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	5050 ORCHARD PARK DR, HICKORY, NC 28602-7238
Transaction Type	Mortgage
Record Updated	Jun 5, 2026
Title Company	STEWART TITLE GURANTY, STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5050 ORCHARD PARK DR, HICKORY, NC 28602-7238

Mortgage

Document Number	0038941956
Date	Sep 13, 2024
Book Page	3894/1956
Instrument	16461

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	5050 ORCHARD PARK DR, HICKORY, NC 28602-7238
Transaction Type	Mortgage
Record Updated	Jun 5, 2026
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5050 ORCHARD PARK DR, HICKORY, NC 28602-7238

Mortgage

Document Number	0038281764
Date	Aug 30, 2023
Book Page	3828/1764
Instrument	15392

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	May 20, 2026
Property Address	5050 ORCHARD PARK DR, HICKORY, NC 28602-7238
Document Number	0000010061
Book / Page	4021 / 1886
Instrument Date	May 18, 2026
Instrument	202610061
Transaction Type	Transfer
Record Updated	Jun 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$91,102.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5050 ORCHARD PARK DR, HICKORY, NC 28602-7238

Mortgage

Document Number	0000010062,
Date	May 20, 2026
Instrument	202610062

Lender

Name	FIRST CITIZENS BANK AND TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.22%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	May 20, 2026
Property Address	5050 ORCHARD PARK DR, HICKORY, NC 28602-7238
Document Number	0040211886
Book / Page	4021 / 1886
Instrument Date	May 18, 2026
Instrument	202610061
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$91,102.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5050 ORCHARD PARK DR, HICKORY, NC 28602-7238

Mortgage

Document Number	0000010062,
Date	May 20, 2026
Instrument	202610062

Lender

Name	BAY BANK TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.22%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	Nov 8, 2022
Property Address	5050 ORCHARD PARK DR, HICKORY, NC 28602-7238
Document Number	0037790764
Book / Page	3779 / 764
Map Reference	MB 65 PG 6
Instrument Date	Nov 8, 2022
Instrument	24015
Transaction Type	Transfer
Record Updated	Nov 28, 2022
Title Company	NOT AVAILABLE, INVESTORS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$746.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3933 SHAKESPEARE DR, 3933, HICKORY, NC 28601-9325

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5050 ORCHARD PARK DR, HICKORY, NC 28602-7238

Mortgage

Document Number	0000024016
Date	Nov 8, 2022
Instrument	24016

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CATAWBA NC
Recording Date	Sep 2, 2022
Property Address	5050 ORCHARD PARK DR, HICKORY, NC 28602-7238
Document Number	0037661669
Book / Page	3766 / 1669
Instrument Date	Sep 1, 2022
Instrument	19398
Transaction Type	Transfer
Record Updated	Nov 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5050 ORCHARD PARK DR, 5050, HICKORY, NC 28602-7238

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5050 ORCHARD PARK DR, HICKORY, NC 28602-7238

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CATAWBA NC
Recording Date	Aug 11, 2021
Property Address	5050 ORCHARD PARK DR, HICKORY, NC 28602-7238
Document Number	0036780943
Book / Page	3678 / 943
Map Reference	MB 65 PG 6
Instrument Date	Aug 6, 2021
Instrument	19310
Transaction Type	Transfer
Record Updated	Sep 2, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5050 ORCHARD PARK DR, HICKORY, NC 28602-7238

Mortgage

Document Number	19311
Date	Aug 11, 2021
Instrument	19311

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	5050 ORCHARD PARK DR, HICKORY, NC 28602-7238
Document Number	0035861256
Instrument Date	Jul 17, 2020
Transaction Type	Mortgage
Record Updated	Aug 28, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5050 ORCHARD PARK DR HICKORY NC 286027238, HICKORY, NC 28602-7238

Mortgage

Document Number	0035861256
Date	Jul 23, 2020
Book Page	003586/001256
Instrument	14148

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Jul 22, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 5050 Orchard Park Dr was $1,399, down 17.6% from the year before.

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Unified School District	Catawba County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$351,000 (-) Land $24,200 Building $326,800
2025	$1,399.00 (-17.61%)	$351,000 Land $24,200 Building $326,800
2024	$1,698.00 (+2.66%)
2023	$1,654.00	$351,000 Land $24,200 Building $326,800	$351,000 Land $24,200 Building $326,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5050 Orchard Park Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (2005–2019)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jun 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5050 Orchard Park Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Brightspeed, Verizon.

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