5050 Moaning Cave Rd, Vallecito, CA 95251 Property Records

Calaveras County property record for 5050 Moaning Cave Rd, Vallecito, CA 95251

Property Summary

Property Type	Ranch
Details	3 bd · 2 ba · 1,140 sqft · built 1989
Lot Size	9.58 acres (417,740 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Jan 2023)
Tax Bill	$4,447 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Jan 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`066-030-032-000`

Property Details

APN / Parcel Number

Primary APN	`066-030-032-000`
Alternative APN	`066030032`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,140 sqft Gross Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Conventional
Construction Type	Wood
Lot Area	417,740 sqft

Utilities, Heating & Cooling

Sewer	Septic

Location & Zoning

Street Address	5050 MOANING CAVE RD
City	VALLECITO
State	CA
Zip	95251-7150
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Ranch
Local Zoning Code	RR8
Legal Description	PCL 2 OF PM 6 119 IN 32 T3R14
Legal Subdivision	TOWNSHIP 3 NORTH
Legal Lot Number	32
Legal Unit	14
Jurisdiction	CALAVERAS CA
Township / Civil Division	ANGELS CITY
Census Block Group	3
Census Block	3000
Census Tract	121

Owner

Source: Calaveras County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 85, VALLECITO, CA 95251-0085
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2023	Deed of Trust, Mortgage · Conventional Mortgage BANK OF ENGLAND
Jan 31, 2023	Grant Deed, Transfer · Seller Carry-Back BRUCE VIEL
Jan 31, 2023	Trustee's Deed, Foreclosure Foreclosure Auction
Oct 22, 2020	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Oct 16, 2020	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2023 · Amount on Record
Deed Sale	Jan 31, 2023 · Amount on Record
Prior Sale	Jan 31, 2023 · Amount on Record
Deed Document Number	2023746
Prior Transfer Date	Nov 15, 2022
Prior Transfer Doc	0000000745
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALAVERAS CA
Property Address	5050 MOANING CAVE RD, VALLECITO, CA 95251
Transaction Type	Mortgage
Record Updated	Sep 28, 2023
Title Company	ALAMO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5050 MOANING CAVE RD, VALLECITO, CA 95251

Mortgage

Document Number	0000002215
Date	Mar 31, 2023
Instrument	2023-002215

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

January 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALAVERAS CA
Recording Date	Jan 31, 2023
Property Address	5050 MOANING CAVE RD, VALLECITO, CA 95251
Document Number	0000000746
Map Reference	MB 6 PG 119
Instrument Date	Jan 30, 2023
Instrument	2023-000746
Transaction Type	Transfer
Record Updated	Sep 28, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	PO BOX 85, VALLECITO, CA 95251-0085
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000747
Date	Jan 31, 2023
Instrument	2023-000747

Lender

Name	BRUCE VIEL
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded

January 2023: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CALAVERAS CA
Recording Date	Jan 31, 2023
Property Address	5050 MOANING CAVE RD, VALLECITO, CA 95251
Document Number	0000000745
Instrument Date	Nov 15, 2022
Instrument	2023-000745
Transaction Type	Foreclosure
Record Updated	Sep 28, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17551 N TRETHEWAY RD, LOCKEFORD, CA 95237-9468

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALAVERAS CA
Property Address	5050 MOANING CAVE RD, VALLECITO, CA 95251
Transaction Type	Mortgage
Record Updated	Sep 16, 2022
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5050 MOANING CAVE RD, VALLECITO, CA 95251

Mortgage

Document Number	0000015393
Date	Oct 22, 2020
Instrument	2020-015393

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	746 Months
Due	Dec 21, 2082

Interest

Rate Type	Adjustable Rate
Rate	3.19%
Type Change Date	Nov 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALAVERAS CA
Property Address	5050 MOANING CAVE RD, VALLECITO, CA 95251
Document Number	0000015394
Instrument Date	Oct 16, 2020
Transaction Type	Mortgage
Record Updated	Dec 1, 2020
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5050 MOANING CAVE RD VALLECITO CA 95251, VALLECITO, CA 95251

Mortgage

Document Number	0000015394
Date	Oct 22, 2020
Instrument	15394

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	744 Months
Due	Oct 21, 2082

Interest

Rate Type	Adjustable Rate
Rate	3.19%

Tax Assessment & Valuation

Source: Calaveras County assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	California
County	Calaveras County
Secondary School District	Bret Harte Union High School District (09 - 12)
Elementary School District	Vallecito Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$397,952 (+2%) Land $90,202 Building $307,750
2025	$4,447.00 (+175.19%)	$390,150 (+214.37%) Land $88,434 Building $301,716
2023	$1,616.00 (+16.51%)	$124,106 Land $63,027 Building $61,079
2022	$1,387.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 97.9% of the US · above 88% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20

May also be available: Conifer Communications.

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