505 Windward Dr, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 505 Windward Dr, Chesapeake, VA 23320

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,630 sqft · built 1995
Lot Size	0.129 acres (5,619 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Oct 2018)
Tax Bill	$4,493 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Oct 2020 Refinance + 4 more
APN	`0376004000870`

Property Details

APN / Parcel Number

Primary APN	`0376004000870`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,630 sqft Living Area
1st Floor Area	746 sqft
Upper Floors Area	1,114 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,619 sqft (0.129 acres)
Lot Dimensions	98 ft deep x 67 ft wide
Porch	Slab
Porch Area	35 sqft
Patio Area	394 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	505 WINDWARD DR
City	CHESAPEAKE
State	VA
Zip	23320-3195
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD: PLANN
Legal Description	87 ESTATES OF GREENBRIER PH 1
Legal Subdivision	ESTATES OF GREENBRIER
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1019
Census Tract	20810

Owner

505 Windward Dr is owned by two individuals who acquired it in October 2020.

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2013 CARROLL DR, BLACKSBURG, VA 24060-1804
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Oct 19, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Jun 17, 2010	Deed of Trust, Mortgage · VA Mortgage USAA FEDERAL SAVINGS BANK
Oct 19, 2020	Intrafamily Transfer, Transfer · Stand-Alone Refinance BANK OF AMERICA NA
Oct 16, 2018	Warranty Deed, Transfer · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC
May 3, 2007	Warranty Deed, Transfer · VA Mortgage USAA FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2018 · Amount on File
Deed Sale	Oct 16, 2018 · Amount on File
Prior Sale	May 3, 2007 · Amount on File
Deed Document Number	201827457
Deed Book / Page	9960 / 811
Last Transfer Date	Oct 14, 2020
Transfer Doc	10239/668
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	505 WINDWARD DR, CHESAPEAKE, VA 23320-3195
Transaction Type	Mortgage
Record Updated	May 8, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	010603/288
Date	Sep 22, 2022
Book Page	10603/288
Instrument	220029565

Lender

Name	BANK OF AMERICA NA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Aug 13, 2052

Interest

Rate Type	Adjustable Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	505 WINDWARD DR, CHESAPEAKE, VA 23320-3195
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	010239/671
Date	Oct 19, 2020
Book Page	10239/671
Instrument	200038369

Lender

Name	BANK OF AMERICA NA

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate

June 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	505 WINDWARD DR, CHESAPEAKE, VA 23320-3195
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008139/678
Date	Jun 17, 2010
Book Page	8139/678

Lender

Name	USAA FEDERAL SAVINGS BANK

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2040

Interest

Rate Type	Fixed Rate
Rate	4.75%

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Oct 19, 2020
Property Address	505 WINDWARD DR, CHESAPEAKE, VA 23320-3195
Document Number	10239/668
Book / Page	10239 / 668
Instrument Date	Oct 14, 2020
Instrument	200038368
Transaction Type	Transfer
Record Updated	Sep 20, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 WINDWARD DR, CHESAPEAKE, VA 23320-3195
Investor	Possibly a Property Investor

Mortgage

Document Number	010239/671
Date	Oct 19, 2020
Book Page	10239/671
Instrument	200038369

Lender

Name	BANK OF AMERICA NA

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Oct 16, 2018
Property Address	505 WINDWARD DR, CHESAPEAKE, VA 23320-3195
Document Number	9960/811
Book / Page	9960 / 811
Instrument Date	Sep 28, 2018
Instrument	180027457
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	SAGE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 WINDWARD DR, CHESAPEAKE, VA 23320-3195
Investor	Possibly a Property Investor

Mortgage

Document Number	180027458
Date	Oct 16, 2018
Instrument	180027458

Lender

Name	SOUTHERN TRUST MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

May 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	May 3, 2007
Property Address	505 WINDWARD DR, CHESAPEAKE, VA 23320-3195
Document Number	0007059/87
Book / Page	7059 / 87
Instrument Date	Apr 11, 2007
Transaction Type	Transfer
Record Updated	May 7, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000705993
Date	May 3, 2007
Instrument	7059/93

Lender

Name	USAA FEDERAL SAVINGS BANK

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 505 Windward Dr was $4,493, up 3% from the year before.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$473,600 (+6.45%) Land $165,000 Building $308,600	$473,600 (+6.45%) Land $165,000 Building $308,600
2025	$4,493.00 (+3%)	$444,900 Land $160,000 Building $284,900	$444,900 Land $160,000 Building $284,900
2024	$4,362.00
2023		$412,000 (+10.04%) Land $130,000 Building $282,000	$412,000 (+10.04%) Land $130,000 Building $282,000
2022		$374,400 Land $115,000 Building $259,400	$374,400 Land $115,000 Building $259,400
2019	$3,134.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 505 Windward Dr; there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 505 Windward Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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