505 Wake Ct, Chatham, IL 62629 Property Records

Sangamon County property record for 505 Wake Ct, Chatham, IL 62629

Property Summary

Property Type	Single Family Home
Lot Size	0.242 acres (10,580 sqft)
Owner	2 Individual Names on File
Last Sale	$311,000 (Jun 2021)
Tax Bill	$9,619 (2025)
Deeds & Mortgages	Jul 2014 Mortgage May 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-01.0-126-027`

Property Details

APN / Parcel Number

Primary APN	`28-01.0-126-027`
Alternative APN	`28010126027 (CHECK DIGIT = 8)`

Exterior

Lot Area	10,580 sqft (0.242 acres)

Location & Zoning

Account Number	28010126027
Street Address	505 WAKE CT
City	CHATHAM
State	IL
Zip	62629-5096
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 22 NORTHPOINTE SUB PLAT 1 (10,580 SQ FT) 1-14-6
Legal Range	06
Legal Township	14
Legal Section	01
Legal Subdivision	NORTHPOINTE SUB
Jurisdiction	SANGAMON IL
Township / Civil Division	CHATHAM
Census Block Group	1
Census Block	1007
Census Tract	3202

Owner

505 Wake Ct is owned and occupied by two individuals who bought it in June 2021.

Source: Sangamon County records, as of June 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	505 WAKE CT, CHATHAM, IL 62629-5096
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2014	Deed of Trust, Mortgage · Conventional Mortgage PRAIRIE STATE BANK & TRUST
May 24, 2023	Warranty Deed, Transfer · Conventional Mortgage BANK OF SPRINGFIELD
Jun 10, 2021	Warranty Deed, Transfer · Conventional Mortgage TOWN & COUNTRY BANC MTG SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2021 · Amount on File
Deed Sale	Jun 10, 2021 · Amount on File
Prior Sale	Oct 23, 2014 · Amount on File
Deed Document Number	202115947
Record Updated	Sep 20, 2026

July 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	505 WAKE CT, CHATHAM, IL 62629-5096
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2014R17407
Date	Jul 7, 2014
Instrument	2014R17407

Lender

Name	PRAIRIE STATE BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	May 24, 2023
Property Address	505 WAKE CT, CHATHAM, IL 62629-5096
Document Number	2023R08667
Map Reference	DOC 2006-39619
Instrument Date	May 23, 2023
Instrument	2023R08667
Transaction Type	Transfer
Record Updated	Jun 9, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$547.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	505 WAKE CT, CHATHAM, IL 62629-5096

Mortgage

Document Number	2023R08668
Date	May 24, 2023
Instrument	2023R08668

Lender

Name	BANK OF SPRINGFIELD
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.33%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	4.33%
Max Rate At Change	8.33%
Index	Other
Margin	4
Max Rate	12.3%

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Jun 10, 2021
Property Address	505 WAKE CT, CHATHAM, IL 62629-5096
Document Number	2021R15947
Map Reference	DOC 200639619
Instrument Date	Jun 9, 2021
Instrument	2021R15947
Transaction Type	Transfer
Record Updated	Jul 7, 2021
Title Company	CORNERSTONE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$466.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	309 BRECKENRIDGE RD, 309, CHATHAM, IL 62629-9642

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 WAKE CT, CHATHAM, IL 62629-5096

Mortgage

Document Number	2021R15948
Date	Jun 10, 2021
Instrument	2021R15948

Lender

Name	TOWN & COUNTRY BANC MTG SVCS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2036

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 505 Wake Ct was $9,619 with a homeowner's exemption.

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Chatham Village
County	Sangamon County
County Subdivision	Chatham Township
Unified School District	Ball-Chatham Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,619.00	$137,268 Land $19,905 Building $117,363	$411,804 Land $59,715 Building $352,089
2022	$8,129.00 Homeowner's exemption	$110,486 Land $16,021 Building $94,465	$331,458 Land $48,063 Building $283,395

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 505 Wake Ct in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	9 (1982–2002)
Claims Outside the SFHA	5 of 9
Most Recent Claim	Jun 2002 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Apr 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 505 Wake Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATHAM serves 16,423 people · EPA ID IL1670300
Water Source	Purchased groundwater from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Rise Broadband.

Nearby Properties on Wake Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures