DeKalb County property record for 505 W Walnut St, Waterloo, IN 46793
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,560 sqft · built 1975 |
| Lot Size | 0.917 acres (39,945 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,739 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage Jul 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-06-09-228-003.000-008 |
| Primary APN | 17-06-09-228-003.000-008 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,560 sqft Living Area |
| 1st Floor Area | 1,560 sqft |
| Basement Area | 780 sqft |
| Unfinished Basement | 780 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1980 |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 39,945 sqft (0.917 acres) |
| Lot Dimensions | 270 ft deep x 148 ft wide |
| Garage Type | Attached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 310609228003 |
|---|---|
| Street Address | 505 W WALNUT ST |
| City | WATERLOO |
| State | IN |
| Zip | 46793-9468 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OP CLEARVILLE LOTS 21, 22, 23, & 24 LOT 22 |
| Legal Subdivision | MCI ADD |
| Legal Lot Number | 21-23 |
| Jurisdiction | DE KALB IN |
| Township / Civil Division | GRANT |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 20200 |
505 W Walnut St is owned and occupied by an individual.
Source: DeKalb County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 505 W WALNUT ST, WATERLOO, IN 46793-9468 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 6, 2024 | Deed of Trust, Mortgage · Conventional Mortgage BEACON CU |
| Jul 20, 2020 | Deed of Trust, Mortgage · Line of Credit HORIZON BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IN |
| Property Address | 505 W WALNUT ST, WATERLOO, IN 46793-9468 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2024 |
| Name | Verified Name |
|---|---|
| Address | 505 W WALNUT ST, WATERLOO, IN 46793-9468 |
| Document Number | 0202401090 |
|---|---|
| Date | Mar 6, 2024 |
| Instrument | 202401090 |
| Name | BEACON CU |
|---|---|
| Type | Credit Union |
| Address | 401 MCCARTY ST, WABASH, IN 46992 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IN |
| Property Address | 505 W WALNUT ST, WATERLOO, IN 46793-9468 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2020 |
| Name | Verified Name |
|---|
| Document Number | 202004232 |
|---|---|
| Date | Jul 20, 2020 |
| Instrument | 202004232 |
| Name | HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MICHIGAN CITY, IN 46360 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jul 2, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 505 W Walnut St was $1,739, down 9.7% from the year before.
Source: DeKalb County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | DeKalb County |
| County Subdivision | Grant Township |
| Municipality | Waterloo Town |
| Unified School District | DeKalb County Central United School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,739.00 (-9.71%) | $188,300 (-1.93%) Land $44,400 Building $143,900 | $188,300 (-1.93%) Land $44,400 Building $143,900 |
| 2024 | $1,926.00 (+2.45%) | $192,000 (+2.35%) Land $44,400 Building $147,600 | $192,000 (+2.35%) Land $44,400 Building $147,600 |
| 2023 | $1,880.00 (+9.88%) | $187,600 (+10.03%) Land $43,200 Building $144,400 | $187,600 (+10.03%) Land $43,200 Building $144,400 |
| 2022 | $1,711.00 Homeowner's exemption | $170,500 Land $40,900 Building $129,600 | $170,500 Land $40,900 Building $129,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 505 W Walnut St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 505 W Walnut St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 2,242 people · EPA ID IN5217007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Surf Internet Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| MetaLINK Technologies Fixed Wireless | 200 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Auburn Essential Services, Lakeland Internet, Watch TV.
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