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505 W River Rd, Wewahitchka, FL 32465 Property Records

Gulf County property record for 505 W River Rd, Wewahitchka, FL 32465

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,000 sqft · built 2020
Lot Size0.512 acres (22,346 sqft)
Owner2 Individual Names on Record
Last Sale$10,000 (Aug 2016)
Tax Bill$3,835 (2025)
Deeds & MortgagesDec 2019 Construction Loan
May 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APN02223-007R

Property Details

APN / Parcel Number

Primary APN02223-007R

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,000 sqft Total Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area22,346 sqft (0.512 acres)
Lot Dimensions179 ft deep x 125 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address505 W RIVER RD
CityWEWAHITCHKA
StateFL
Zip32465-4536
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCIRCLE J ESTATES PB 3 PG 10 LOT 6 ORB 599/508 FR RUSS
Legal Range10W
Legal Township04S
Legal Section26
Legal SubdivisionCIRCLE J ESTATES
Legal Lot Number6
JurisdictionGULF FL
Township / Civil DivisionWEWAHITCHKA
Census Block Group3
Census Block3044
Census Tract960101

Owner

Source: Gulf County records, as of January 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address317 PINEVIEW DR, WEWAHITCHKA, FL 32465-4523
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 9, 2019Deed of Trust, Mortgage · Construction Mortgage
CENTENNIAL BANK
May 26, 2020Loan Modification, Mortgage
CENTENNIAL BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 4, 2016 · Amount on Record
Deed SaleAug 4, 2016 · Amount on Record
Prior SaleJul 22, 2013 · Amount on Record
Deed Document Number201623003581
Record UpdatedJun 8, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGULF FL
Property Address505 W RIVER RD, WEWAHITCHKA, FL 32465-4536
Transaction TypeMortgage
Record UpdatedDec 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0023008397
DateDec 9, 2019
Book Page0680/0544
Instrument201923008397
Lender
NameCENTENNIAL BANK
TypeBank
AddressCONWAY, AR 72033
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term373 Months
DueJan 1, 2051
Interest
Rate TypeAdjustable Rate
Rate4.5%
Type Change DateJan 1, 2026
Change FrequencyAnnually
Min Rate At Change3.75%
Max Rate At Change6.5%
Index1-Year CMT
Max Rate10.5%

May 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionGULF FL
Property Address505 W RIVER RD, WEWAHITCHKA, FL 32465-4536
Document Number0023003114
Instrument DateMay 26, 2020
Transaction TypeMortgage
Record UpdatedJul 30, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address505 W RIVER RD WEWAHITCHKA FL 324654536, WEWAHITCHKA, FL 32465-4536

Mortgage

Document Number0023003114
DateJun 4, 2020
Book Page000693/000138
Instrument23003114
Lender
NameCENTENNIAL BK
TypeBank
Agreement
AmountAmount Recorded
Term360 Months
DueJun 3, 2050
Interest
Rate TypeFixed Rate
Rate3.25%

Tax Assessment & Valuation

Source: Gulf County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyGulf County
MunicipalityWewahitchka City
Unified School DistrictGulf County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,835.00$257,676 (+34.97%) Land $10,000 Building $247,676$257,676 (+34.97%) Land $10,000 Building $247,676
2024$3,835.00 (+9.67%)$190,908 (-1.4%) Land $10,000 Building $180,908$190,908 (-1.4%) Land $10,000 Building $180,908
2023$3,497.00 (-1.44%)$193,613 (+1.06%) Land $10,000 Building $183,613$193,613 (+1.06%) Land $10,000 Building $183,613
2022$3,548.00$191,581 Land $10,000 Building $181,581$191,581 Land $10,000 Building $181,581

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 7, 2021

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · lower than 68% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WEWAHITCHKA
serves 2,081 people · EPA ID FL1230734
Water SourceGroundwater
Last State InspectionJun 2025
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable		1,000 / 50
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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