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505 W Locust St, Whitewright, TX 75491 Property Records

Grayson County property record for 505 W Locust St, Whitewright, TX 75491 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details1,760 sqft · built 1962
Lot Size0.244 acres (10,629 sqft)
OwnerIndividual Name on File
Tax Bill$3,676 (2024)
Deeds & MortgagesMar 2023 Second Mortgage
Mar 2023 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APNX001 4505340

Property Details

APN / Parcel Number

Primary APNX001 4505340
Alternative APN
  • 170744

Interior

Building Area1,760 sqft Living Area
Gross Area1,840 sqft Gross Area
1st Floor Area1,840 sqft 1st Floor

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1990
Lot Area10,629 sqft (0.244 acres)
Lot Dimensions141 ft deep x 75 ft wide
Parking Spaces2 Parking Spaces
Garage TypeCarport
CarportCarport
Carport Area540 sqft Carport

Exterior Amenities

Deck Area196 sqft Deck
Patio Area336 sqft Patio
PorchOpen Porch
Porch Area16 sqft Porch
Utility Building192 sqft

Location & Zoning

Account Number170744
Old Parcel NumberX001 4505340
Street Address505 W LOCUST ST
CityWHITEWRIGHT
StateTX
Zip75491-2062
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOTP WHITEWRIGHT, BLOCK 49, ACRES .244
Legal SubdivisionOTP WHITEWRIGHT
Legal Block49
JurisdictionGRAYSON TX
Township / Civil DivisionEAST GRAYSON
Census Block Group3
Census Block3028
Census Tract102

Owner

Source: Grayson County records · APN X001 4505340

Assessment roll updated August 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address505 W LOCUST ST, WHITEWRIGHT, TX 75491-2062
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 14, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
TOWN SQUARE MORTGAGE & INVESTMENTS INC
Mar 14, 2023Vendor's Lien, Transfer
TOWN SQUARE MORTGAGE & INVESTMENTS
Aug 22, 2022Intrafamily Transfer, Transfer
Jul 19, 2018Deed of Trust, Mortgage
LIVE WELL FINANCIAL INC
Oct 21, 2020Deed of Trust, Mortgage · FHA Mortgage
COMMISSIONER/HSNG & URBAN DEV
Jul 13, 2018Deed of Trust, Mortgage · FHA Mortgage
COMMISSIONER/HSNG & URBAN DEV

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 14, 2023
Deed SaleMar 14, 2023
Prior SaleAug 22, 2022
Deed Document Number2023-6280
Record UpdatedJun 07, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYSON TX
Property Address505 W LOCUST ST, WHITEWRIGHT, TX 75491-2062
Transaction TypeMortgage
Record UpdatedApr 27, 2023
Title CompanyRED RIV TITLE COMPANY, RED RIVER TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address505 W LOCUST ST, WHITEWRIGHT, TX 75491-2062

Mortgage

Document Number0000006282
DateMar 14, 2023
Instrument2023-6282
Lender
NameTOWN SQUARE MORTGAGE & INVESTMENTS INC
TypeMortgage Company
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term36 Months
DueMar 14, 2026

March 2023: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionGRAYSON TX
Recording DateMar 14, 2023
Property Address505 W LOCUST ST, WHITEWRIGHT, TX 75491-2062
Document Number0000006280
Map ReferenceVOL 38 PG 506
Instrument DateMar 14, 2023
Instrument2023-6280
Transaction TypeTransfer
Record UpdatedNov 06, 2023
Title CompanyRED RIV TITLE COMPANY, RED RIVER TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 358, TOM BEAN, TX 75489-0358

Transferred To (Grantee/Buyer)

NameVerified Name
Address505 W LOCUST ST, WHITEWRIGHT, TX 75491-2062

Mortgage

DateMar 14, 2023
Lender
NameTOWN SQUARE MORTGAGE & INVESTMENTS
TypeMortgage Company
Special NotesSeller Financed
Agreement
AmountAmount Recorded

Mortgage

Document Number0000006281
DateMar 14, 2023
Instrument2023-6281
Lender
NameTOWN SQUARE MORTGAGE & INVESTMENTS INC
TypeMortgage Company
AddressDALLAS, TX 75248
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2053

August 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionGRAYSON TX
Recording DateAug 22, 2022
Property Address505 W LOCUST ST, WHITEWRIGHT, TX 75491-2062
Document Number0000028405
Instrument DateAug 16, 2022
Instrument2022-28405
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 358, TOM BEAN, TX 75489-0358

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipIrrevocable Trust
AddressPO BOX 358, TOM BEAN, TX 75489-0358

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYSON TX
Property Address505 W LOCUST ST, WHITEWRIGHT, TX 75491-2062
Transaction TypeMortgage
Record UpdatedOct 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000016194
DateJul 19, 2018
Instrument2018-00016194
Lender
NameLIVE WELL FINANCIAL INC
TypeMortgage Company
AddressRICHMOND, VA 23225
Agreement
AmountAmount Recorded

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYSON TX
Property Address505 W LOCUST ST, WHITEWRIGHT, TX 75491-2062
Document Number0000029886
Instrument DateOct 21, 2020
Transaction TypeMortgage
Record UpdatedNov 16, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
Address505 W LOCUST ST WHITEWRIGHT TX 754912062, WHITEWRIGHT, TX 75491-2062

Mortgage

Document Number0000029886
DateOct 29, 2020
Instrument29886
Lender
NameCOMMISSIONER/HSNG & URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate2.71%

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYSON TX
Property Address505 W LOCUST ST, WHITEWRIGHT, TX 75491-2062
Document Number0000016195
Instrument DateJul 13, 2018
Transaction TypeMortgage
Record UpdatedSep 30, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address505 W LOCUST ST WHITEWRIGHT TX 754912062, WHITEWRIGHT, TX 75491-2062

Mortgage

Document Number0000016195
DateJul 19, 2018
Instrument16195
Lender
NameCOMMISSIONER/HSNG & URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate5.02%

Tax Assessment & Valuation

Source: Grayson County records · Assessment roll updated August 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateTexas
CountyGrayson County
MunicipalityWhitewright Town
Unified School DistrictWhitewright Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$181,321 (-21.54%) Land $47,829 Building $133,492$181,321 (-21.54%) Land $47,829 Building $133,492
2024$3,676.00 (+241.95%)
2023$231,099 Land $33,480 Building $197,619$231,099 Land $33,480 Building $197,619
2022$1,075.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Grayson County (48181C), updated October 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 34% of the US · above 9% of Texas
Wildfire LikelihoodAbout 1 in 3,846 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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