505 W 2nd St, Washington, MO 63090 Property Records

Franklin County property record for 505 W 2nd St, Washington, MO 63090

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,208 sqft · built 1995
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,507 (2025)
Deeds & Mortgages	Jan 2025 Transfer Jul 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-5-15.0-3-042-099.202`

Property Details

APN / Parcel Number

Primary APN	`10-5-15.0-3-042-099.202`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,208 sqft Living Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Construction Type	Frame
Lot Area	4,356 sqft (0.1 acres)

Location & Zoning

Street Address	505 W 2ND ST
City	WASHINGTON
State	MO
Zip	63090-1801
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 2 COTTAGE PARK PLAT IVPT SW FRL 1/4
Legal Subdivision	COTTAGE PARK
Legal Lot Number	2
Jurisdiction	FRANKLIN MO
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3006
Census Tract	800302

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Downtown Washington Historic District listed 1989 · 92 contributing resources · NRIS 89001465

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

505 W 2nd St is owned and occupied by two individuals who acquired it in July 2025.

Source: Franklin County records, as of November 11, 2025

Owner of Record	2 Individual Names on File
Mailing Address	505 W 2ND ST, WASHINGTON, MO 63090-1801
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2025	Intrafamily Transfer, Transfer USTC, UST
Jul 12, 2024	Intrafamily Transfer, Transfer · Conventional Mortgage BANK OF FRANKLIN COUNTY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2025
Deed Sale	Jul 22, 2025
Prior Sale	Jul 12, 2024 · Amount on File
Deed Document Number	20252508927
Prior Transfer Date	Jan 25, 2025
Prior Transfer Doc	0002500927
Record Updated	Sep 20, 2026

January 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN MO
Recording Date	Jan 28, 2025
Property Address	505 W 2ND ST, WASHINGTON, MO 63090-1801
Document Number	0002500927
Map Reference	DOC 1900198
Instrument Date	Jan 25, 2025
Instrument	2500927
Transaction Type	Transfer
Record Updated	Nov 11, 2025
Title Company	USTC, UST

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1481 MARBACH DR, WASHINGTON, MO 63090-4636

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	719 W MAIN ST, WASHINGTON, MO 63090-1823

July 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN MO
Recording Date	Jul 12, 2024
Property Address	505 W 2ND ST, WASHINGTON, MO 63090-1801
Document Number	0002407911
Map Reference	PB O PG 9
Instrument Date	Jul 1, 2024
Instrument	2407911
Transaction Type	Transfer
Record Updated	Nov 11, 2025
Title Company	UST

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1481 MARBACH DR, WASHINGTON, MO 63090-4636

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	719 W MAIN ST, WASHINGTON, MO 63090-1823

Mortgage

Document Number	0002407912
Date	Jul 12, 2024
Instrument	2407912

Lender

Name	BANK OF FRANKLIN COUNTY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	8.13%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2020
Change Frequency	3 Years
Min Rate At Change	6.13%
Max Rate At Change	10.1%
Index	3-Year CMT
Max Rate	17.1%

Tax Assessment & Valuation

The 2025 property tax bill for 505 W 2nd St was $1,507.

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Washington City
Unified School District	Washington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,507.00	$27,037	$142,300 Land $13,500 Building $128,800
2023	$1,316.00 (-4.57%)	$23,191	$122,060 Land $13,500 Building $108,560
2022	$1,379.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 505 W 2nd St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2015)
Most Recent Claim	Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 505 W 2nd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON PWS serves 14,068 people · EPA ID MO6010838
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jul 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: AT&T, Gateway Fiber.

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