505 Virginia Ave, Frederick, MD 21701 Property Records

Frederick County property record for 505 Virginia Ave, Frederick, MD 21701

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,848 sqft · built 1956
Lot Size	0.12 acres (5,250 sqft)
Owner	Individual Name on File
Last Sale	$279,900 (Oct 2022)
Tax Bill	$3,999 (2023)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Oct 2021 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-037939`

Property Details

APN / Parcel Number

Primary APN	`02-037939`
Alternative APNs	`2037939` `037939`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,848 sqft Total Area
1st Floor Area	1,232 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Architectural Style	Conventional
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	5,250 sqft (0.12 acres)
Lot Dimensions	150 ft deep x 35 ft wide
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	168 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Connected

Location & Zoning

Account Number	037939
Old Parcel Number	2037939
Street Address	505 VIRGINIA AVE
City	FREDERICK
State	MD
Zip	21701-5754
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DR
Legal Description	LT 35 X 150 505 VIRGINIA AVE. FREDERICK
Legal Subdivision	FREDERICK
Legal Lot Number	505
Jurisdiction	FREDERICK MD
Township / Civil Division	9, NEW MARKET
Census Block Group	2
Census Block	2007
Census Tract	772200

Owner

Source: Frederick County records · APN 02-037939

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	505 VIRGINIA AVE, FREDERICK, MD 21701-5754
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 07, 2022	Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC
Oct 04, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Oct 02, 2017	Deed of Trust, Mortgage · Line of Credit NYMEO FCU
Oct 23, 2019	Deed, Transfer · FHA Mortgage CBM MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 07, 2022 · Amount on Record
Deed Sale	Oct 07, 2022 · Amount on Record
Prior Sale	Oct 23, 2019 · Amount on Record
Deed Document Number	0016168298
Deed Book / Page	16168 / 298
Record Updated	Jun 07, 2026

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Oct 07, 2022
Property Address	505 VIRGINIA AVE, FREDERICK, MD 21701-5754
Document Number	0161680298
Book / Page	16168 / 298
Instrument Date	Aug 26, 2022
Transaction Type	Transfer
Record Updated	Oct 20, 2022
Title Company	INHOUSE TITLE COMPANY, IN HOUSE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$699.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	505 VIRGINIA AVE, FREDERICK, MD 21701-5754

Mortgage

Document Number	0016168306
Date	Oct 07, 2022
Instrument	16168/306

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 01, 2052

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	505 VIRGINIA AVE, FREDERICK, MD 21701-5754
Transaction Type	Mortgage
Record Updated	Oct 18, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 VIRGINIA AVE, FREDERICK, MD 21701-5754

Mortgage

Document Number	0153440456
Date	Oct 04, 2021
Book Page	15344/456

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Nov 01, 2049

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	505 VIRGINIA AVE, FREDERICK, MD 21701-5754
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0120570196
Date	Oct 02, 2017
Book Page	12057/0196
Instrument	12057-0196

Lender

Name	NYMEO FCU
Type	Credit Union
Address	FREDERICK, MD 21703

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 01, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Oct 23, 2019
Property Address	505 VIRGINIA AVE, FREDERICK, MD 21701-5754
Document Number	0132930115
Book / Page	13293 / 0115
Instrument Date	Oct 18, 2019
Transaction Type	Transfer
Record Updated	Aug 09, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$890.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	505 VIRGINIA AVE, FREDERICK, MD 21701-5754

Mortgage

Document Number	132930120
Date	Oct 23, 2019
Instrument	13293/0120

Lender

Name	CBM MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2049

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,999.00	$217,600	$287,400 Land $86,200 Building $201,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 6, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	8 (1982–1996)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Jan 1996 · Severe Storms And Flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 138 locations within half a mile of this property.

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