DeSoto County property record for 505 Village Cv, Hernando, MS 38632
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 921 sqft · built 1990 |
| Lot Size | 0.088 acres (3,836 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $117,600 (Oct 2019) |
| Tax Bill | $923 (2025) |
| Deeds & Mortgages | Jul 2018 Mortgage Oct 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-07-3-07-08-0-00008-00 |
| Primary APN | 3-07-3-07-08-0-00008-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 921 sqft Adjusted Area |
| 1st Floor Area | 916 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Townhouse |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 3,836 sqft (0.088 acres) |
| Lot Dimensions | 111 ft deep x 14.4 ft wide |
| Street Address | 505 VILLAGE CV |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-1314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-6 |
| Legal Description | PARKWAY PLACE TOWNHOMES LOT 8 |
| Legal Range | 007 |
| Legal Township | 03S |
| Legal Section | 07 |
| Legal Subdivision | PARKWAY PLACE TOWNHOMES SEC B |
| Legal Lot Number | 8 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 71121 |
505 Village Cv is owned and occupied by two individuals who bought it in October 2019.
Source: DeSoto County records, as of June 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 505 VILLAGE CV, HERNANDO, MS 38632-1314 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 27, 2018 | Deed of Trust, Mortgage · Conventional Mortgage BANKPLUS FSB |
| Oct 16, 2019 | Warranty Deed, Transfer · Conventional Mortgage TRUSTMARK NATIONAL BANK |
| Sep 19, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 16, 2019 · Amount on File |
| Deed Sale | Oct 16, 2019 · Amount on File |
| Prior Sale | Mar 1, 2013 · Amount on File |
| Deed Book / Page | 902 / 218 |
| Prior Transfer Date | Sep 18, 2019 |
| Prior Transfer Doc | 000899/515 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 505 VILLAGE CV, HERNANDO, MS 38632-1314 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004579/705 |
|---|---|
| Date | Jul 27, 2018 |
| Book Page | 4579/705 |
| Instrument | T04579-00705 |
| Name | BANKPLUS FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jul 15, 2019 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Oct 16, 2019 |
| Property Address | 505 VILLAGE CV, HERNANDO, MS 38632-1314 |
| Document Number | 000902/218 |
| Book / Page | 0902 / 218 |
| Map Reference | MB 33 PG 49&50 |
| Instrument Date | Oct 15, 2019 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Title Company | REALITY TITLE, REALTY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 128, INDEPENDENCE, MS 38638-0128 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 505 VILLAGE CV, HERNANDO, MS 38632-1314 |
| Document Number | 0004817329 |
|---|---|
| Date | Oct 16, 2019 |
| Instrument | 4817/329 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Sep 19, 2019 |
| Property Address | 505 VILLAGE CV, HERNANDO, MS 38632-1314 |
| Document Number | 000899/515 |
| Book / Page | 0899 / 515 |
| Map Reference | MB 33 PG 49&50 |
| Instrument Date | Sep 18, 2019 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6233 NELLWOOD DR, 6233, OLIVE BRANCH, MS 38654-8268 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 128, INDEPENDENCE, MS 38638-0128 |
The 2025 property tax bill for 505 Village Cv was $923.
Source: DeSoto County assessment roll, as of December 15, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $923.00 | $7,926 Land $1,600 Building $6,326 | $79,256 Land $16,000 Building $63,256 |
| 2023 | $818.00 | $5,898 | $58,984 Land $16,000 Building $42,984 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 505 Village Cv in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 505 Village Cv is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HERNANDO-JAYBIRD private · serves 6,750 people · EPA ID MS0170002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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