505 Union St, Diagonal, IA 50845 Property Records

Ringgold County property record for 505 Union St, Diagonal, IA 50845

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1974
Lot Size	1.8 acres (78,408 sqft)
Owner	2 Individual Names on Record
Tax Bill	$764 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0020601`

Property Details

APN / Parcel Number

Primary APN	`0020601`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	960 sqft Base Area
1st Floor Area	960 sqft
Basement Area	750 sqft
Finished Basement	750 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Construction Type	Frame
Roof Material	Asphalt
Lot Area	78,408 sqft (1.8 acres)

Location & Zoning

Street Address	505 UNION ST
City	DIAGONAL
State	IA
Zip	50845-1049
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5-69-30 A TRACT OF LAND IN LOT 2 NW NW CONTAINING 1.80 AC
Legal Range	30W
Legal Township	69N
Legal Section	05
Legal Block	69
Legal Lot Number	2
Jurisdiction	RINGGOLD IA
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2173
Census Tract	950100

Owner

Source: Ringgold County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	505 UNION ST, DIAGONAL, IA 50845-1049
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RINGGOLD IA
Property Address	505 UNION ST, DIAGONAL, IA 50845-1049
Transaction Type	Mortgage
Record Updated	Dec 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000553/65
Date	Oct 28, 2022
Book Page	553/65
Instrument	2022-00001355

Lender

Name	COMMUNITY FIRST CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 28, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Ringgold County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Ringgold County
Municipality	Diagonal City
Unified School District	Diagonal Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$764.00 (-19.58%) Homeowner's exemption	$76,885 (-4.02%) Land $10,200 Building $66,685	$76,885 (-4.02%) Land $10,200 Building $66,685
2024	$950.00 (-26.92%)
2023		$80,104 (+16.11%) Land $8,800 Building $71,304	$80,104 (+16.11%) Land $8,800 Building $71,304
2022	$1,300.00 Homeowner's exemption	$68,992 Land $8,800 Building $60,192
2021			$68,992 Land $8,800 Building $60,192

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Lockridge Networks Fixed Wireless	100 / 20
Windstream DSL	100 / 20

May also be available: Nextlink.

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Union St

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