St. Charles County property record for 505 Topaz Dr, O Fallon, MO 63366
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,218 sqft · built 1998 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | Individual Name on File |
| Last Sale | $263,000 (Sep 2019) |
| Tax Bill | $4,784 (2025) |
| Deeds & Mortgages | Jun 2018 Line of Credit May 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T990300247 |
| Primary APN | T990300247 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,218 sqft Living Area |
| 1st Floor Area | 1,613 sqft |
| Basement Area | 1,427 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Composition/Composite |
| Lot Area | 15,682 sqft (0.36 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 126 sqft |
| Patio Area | 384 sqft |
| Sewer | Connected |
|---|
| Account Number | T990300247 |
|---|---|
| Old Parcel Number | T990300247 |
| Street Address | 505 TOPAZ DR |
| City | O FALLON |
| State | MO |
| Zip | 63366-7906 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DIAMOND POINTE #3 LOT 54 |
| Legal Range | 03E |
| Legal Township | 47N |
| Legal Subdivision | DIAMOND PT #3 |
| Legal Lot Number | 54 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | O'FALLON |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 311602 |
Source: St. Charles County records · APN T990300247
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 505 TOPAZ DR, O FALLON, MO 63366-7906 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 08, 2018 | Deed of Trust, Mortgage · Line of Credit WEST COMMUNITY CU |
| May 04, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE COMMUNITY BANK |
| Sep 17, 2019 | Warranty Deed, Transfer · Conventional Mortgage FIRST STATE COMMUNITY BANK |
| Mar 29, 2018 | Deed of Trust, Mortgage GOLDEN OAK LNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 17, 2019 · Amount on Record |
| Deed Sale | Sep 17, 2019 · Amount on Record |
| Prior Sale | Feb 01, 1999 · Amount on Record |
| Deed Document Number | 0007144302 |
| Deed Book / Page | 7144 / 302 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 505 TOPAZ DR, O FALLON, MO 63366-7906 |
| Transaction Type | Mortgage |
| Record Updated | Oct 04, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000319260 |
|---|---|
| Date | Jun 08, 2018 |
| Book Page | 6931/0405 |
| Instrument | 20180608000319260 |
| Name | WEST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | O FALLON, MO 63368 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 01, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 505 TOPAZ DR, O FALLON, MO 63366-7906 |
| Transaction Type | Mortgage |
| Record Updated | Oct 04, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000281820 |
|---|---|
| Date | May 04, 2020 |
| Book Page | 7285/2390 |
| Instrument | 20200504000281820 |
| Name | FIRST STATE COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | FARMINGTON, MO 63640 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 01, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Sep 17, 2019 |
| Property Address | 505 TOPAZ DR, O FALLON, MO 63366-7906 |
| Document Number | 0000509230 |
| Book / Page | 7144 / 0302 |
| Map Reference | MB 35 PG 189 |
| Instrument Date | Sep 16, 2019 |
| Instrument | 20190917000509230 |
| Transaction Type | Transfer |
| Record Updated | Oct 04, 2022 |
| Title Company | UST |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 505 TOPAZ DR, 505, O FALLON, MO 63366-7906 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 505 TOPAZ DR, O FALLON, MO 63366-7906 |
| Document Number | 0000509240 |
|---|---|
| Date | Sep 17, 2019 |
| Instrument | 20190917000509240 |
| Name | FIRST STATE COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 505 TOPAZ DR, O FALLON, MO 63366-7906 |
| Document Number | 0069000980 |
| Instrument Date | Mar 29, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2018 |
| Title Company | CLEAR TITLE GROUP LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 505 TOPAZ DR O FALLON MO 633667906, O FALLON, MO 63366-7906 |
| Document Number | 0069000980 |
|---|---|
| Date | Apr 03, 2018 |
| Book Page | 006900/000980 |
| Instrument | 178130 |
| Name | GOLDEN OAK LNDG |
|---|---|
| Address | SAINT LOUIS, MO 63146 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Apr 02, 2033 |
Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,784.00 | $74,607 (+19.43%) | $392,666 (+19.43%) Land $66,000 Building $326,666 |
| 2023 | $62,470 | ||
| 2022 | $328,787 Land $55,000 Building $273,787 |
Source: FEMA National Flood Hazard Layer as of August 25, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Holdings Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Wisper ISP.
Based on FCC filings for 280 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | OFALLON PWS serves 32,515 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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