505 Sunset Dr, Elgin, IL 60123 Property Records

Kane County property record for 505 Sunset Dr, Elgin, IL 60123 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1948
Square Footage1,256 sqft Living Area
Lot Size5,890 sqft (0.135 acres)
GarageDetached
OccupancyOwner Occupied
Tax Bill$5,875.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-22-280-014

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,256 sqft Living Area
Gross Area2,093 sqft Gross Area
Basement Area837 sqft Basement
Stories5 Stories

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Architectural StyleCape Cod Style
Construction TypeFrame Construction
Lot Area5,890 sqft (0.135 acres)
Parking Spaces1 Parking Spaces
Garage TypeDetached Garage

Utilities and HVAC

Cooling SystemHVAC Cooling
Water SourceCommercial Water Source

Location & Zoning

Street Address505 SUNSET DR
CityELGIN
StateIL
Zip60123-7242
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSUNSET PARK LOT 30 BLOCK 6
Legal SubdivisionSUNSET PARK
Legal Block6
Legal Lot Number30
JurisdictionKANE IL
Minor Civil DivisionELGIN
Census Blockgroup3
Census Block3015
Census Tract854900

Owner

Source: Kane County records · APN 06-22-280-014

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address505 SUNSET DR, ELGIN, IL 60123-7242
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2025Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
GUILD MORTGAGE CO
Mar 26, 2024Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
GUILD MORTGAGE CO
Dec 30, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
INLANTA MORTGAGE INC
Jan 12, 2022Intrafamily Transfer, Transfer · Federal Housing Administration (FHA) Mortgage
INLANTA MORTGAGE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 12, 2022
Deed SaleJan 12, 2022
Prior SaleOct 26, 2016 · Amount on Record
Deed Doc Number20222251
Prior Transfer DateMay 21, 2008
Prior Transfer Doc0000048347
Record RefreshedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address505 SUNSET DR, ELGIN, IL 60123-7242
Transaction TypeMortgage
Record UpdatedOct 13, 2025
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address505 SUNSET DR, ELGIN, IL 60123-7242

Mortgage

Document Number0000037678
DateSep 29, 2025
Instrument2025K037678
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2055

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address505 SUNSET DR, ELGIN, IL 60123-7242
Transaction TypeMortgage
Record UpdatedApr 02, 2024
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009694
DateMar 26, 2024
Instrument2024K009694
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2054

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address505 SUNSET DR, ELGIN, IL 60123-7242
Transaction TypeMortgage
Record UpdatedJan 13, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000096375
DateDec 30, 2021
Instrument2021K096375
Lender
NameINLANTA MORTGAGE INC
TypeMortgage Company
AddressPEWAUKEE, WI 53072
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052
Interest
Rate3.62%

January 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateJan 12, 2022
Property Address505 SUNSET DR, ELGIN, IL 60123-7242
Document Number0000002251
Map ReferenceMB 29 PG 47
Instrument DateDec 23, 2021
Instrument2022K002251
Transaction TypeTransfer
Record UpdatedJan 19, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address505 SUNSET DR, ELGIN, IL 60123-7242

Mortgage

Document Number0000002252
DateJan 12, 2022
Instrument2022K002252
Lender
NameINLANTA MORTGAGE INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2052
Interest
Rate3.62%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,875.00 (+15.83%) Homeowner's exemption$85,011 (+8.57%) Land $18,293 Building $66,718$255,135 (+8.57%) Land $54,901 Building $200,234
2024$78,301 (+21.39%) Land $16,849 Building $61,452$234,997 (+21.44%) Land $50,567 Building $184,430
2022$5,072.00 (+4.71%) Homeowner's exemption$64,502 (+6.96%) Land $13,880 Building $50,622$193,506 (+6.96%) Land $41,640 Building $151,866
2021$4,844.00 Homeowner's exemption$60,305 Land $12,977 Building $47,328$180,915 Land $38,931 Building $141,984

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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