505 Summit Ave, Hagerstown, MD 21740 Property Records

Washington County property record for 505 Summit Ave, Hagerstown, MD 21740

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,040 sqft · built 1900
Lot Size	0.167 acres (7,268 sqft)
Owner	Individual Name on File
Last Sale	$149,900 (Jul 2020)
Tax Bill	$1,685 (2026)
Deeds & Mortgages	Jun 2023 Line of Credit Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-002438`

Property Details

APN / Parcel Number

Primary APN	`03-002438`
Alternative APN	`002438`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,040 sqft Total Area
Basement Area	450 sqft
Finished Basement	450 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Siding
Roof Material	Metal
Lot Area	7,268 sqft (0.167 acres)
Lot Dimensions	92 ft deep x 79 ft wide
Porch	Slab
Porch Area	128 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Connected

Location & Zoning

Account Number	002438
Street Address	505 SUMMIT AVE
City	HAGERSTOWN
State	MD
Zip	21740-6285
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMOD
Legal Description	LOT 79X92 505 SUMMIT AVENUE
Legal Subdivision	SURREY ADD
Legal Lot Number	505
Jurisdiction	WASHINGTON MD
Township / Civil Division	3, HAGERSTOWN
Census Block Group	2
Census Block	2011
Census Tract	800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Hagerstown City Park Historic District listed 1990 · 210 contributing resources · NRIS 90001017

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

505 Summit Ave is owned and occupied by an individual who bought it in July 2020.

Source: Washington County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	505 SUMMIT AVE, HAGERSTOWN, MD 21740-6285
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2023	Deed of Trust, Mortgage · Line of Credit ATLANTIC UNION BANK
Jul 22, 2020	Deed, Transfer · FHA Mortgage ATLANTIC UNION BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2020 · Amount on File
Deed Sale	Jul 22, 2020 · Amount on File
Prior Sale	Apr 4, 2001 · Amount on File
Deed Book / Page	6310 / 486
Transfer Doc	0000011570
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	505 SUMMIT AVE, HAGERSTOWN, MD 21740-6285
Transaction Type	Mortgage
Record Updated	Jun 29, 2023
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 SUMMIT AVE 1, 1, HAGERSTOWN, MD 21740-6285

Mortgage

Document Number	0072630479
Date	Jun 14, 2023
Book Page	7263/479

Lender

Name	ATLANTIC UNION BANK
Type	Bank
Address	VIENNA, VA 22182

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 20, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	Jul 22, 2020
Property Address	505 SUMMIT AVE, HAGERSTOWN, MD 21740-6285
Document Number	0063100486
Book / Page	6310 / 486
Map Reference	FO 11
Instrument Date	Jul 15, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	ASSURANCE TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	505 SUMMIT AVE, HAGERSTOWN, MD 21740-6285

Mortgage

Document Number	0006310493
Date	Jul 22, 2020
Instrument	6310/493

Lender

Name	ATLANTIC UNION BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 505 Summit Ave was $1,685, up 7.3% from the year before.

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Municipality	Hagerstown City
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,685.00 (+7.26%)	$184,967 (+7.29%)	$210,100 (+21.87%) Land $46,100 Building $164,000
2025	$1,571.00	$172,400 Land $46,100 Building $126,300	$172,400 Land $46,100 Building $126,300
2023	$1,315.00	$143,733	$172,400 Land $46,100 Building $126,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 505 Summit Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1984–1985)
Most Recent Claim	Nov 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 505 Summit Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber · Cable	2,300 / 2,300
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: Xfinity.

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