505 Stratford Ct, Franklin, TN 37069 Property Records

Williamson County property record for 505 Stratford Ct, Franklin, TN 37069

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,601 sqft · built 1992
Lot Size	0.145 acres (6,300 sqft)
Owner	Individual Name on File
Last Sale	$310,000 (Feb 2007)
Tax Bill	$2,396 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`015M-H-025.00-000`

Property Details

APN / Parcel Number

Primary APN	`015M-H-025.00-000`
Alternative APNs	`094015M H 02500` `180727`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,601 sqft Living Area
Gross Area	3,900 sqft
1st Floor Area	2,601 sqft
Basement Area	1,944 sqft
Finished Basement	645 sqft
Unfinished Basement	1,299 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,300 sqft (0.145 acres)
Lot Dimensions	90 ft deep x 70 ft wide
View / Lot	Corner

Exterior Amenities

Porch	Stoop
Porch Area	24 sqft
Deck Area	Deck Area
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	505 STRATFORD CT
City	FRANKLIN
State	TN
Zip	37069-7089
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD TEMPLE HILLS SEC 12 PB 11 PG 137 LOT 1239
Legal Subdivision	TEMPLE HILLS
Legal Lot Number	1239
Jurisdiction	WILLIAMSON TN
Township / Civil Division	9
Census Block Group	2
Census Block	2003
Census Tract	50403

Owner

505 Stratford Ct is owned and occupied by an individual who bought it in February 2007.

Source: Williamson County records, as of October 20, 2025

Owner of Record	Individual Name on File
Mailing Address	505 STRATFORD CT, FRANKLIN, TN 37069-7089
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2022	Deed of Trust, Mortgage · Line of Credit COGENT BANK
Jan 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage COGENT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 2007 · Amount on File
Deed Sale	Feb 5, 2007 · Amount on File
Prior Sale	Jul 15, 1996 · Amount on File
Deed Document Number	20075617
Deed Book / Page	4175 / 274
Transfer Doc	1359000657
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	505 STRATFORD CT, FRANKLIN, TN 37069-7089
Transaction Type	Mortgage
Record Updated	Jul 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 STRATFORD CT, FRANKLIN, TN 37069-7089

Mortgage

Document Number	0090590561
Date	Jul 21, 2022
Book Page	9059/561
Instrument	22031998

Lender

Name	COGENT BANK
Type	Bank
Address	BRENTWOOD, TN 37027

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	238 Months
Due	May 25, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	505 STRATFORD CT, FRANKLIN, TN 37069-7089
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHAPMAN AND ROSENTHAL TITLE INC, CHAPMAN & ROSENTHAL TTL INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0083710585
Date	Jan 11, 2021
Book Page	8371/585
Instrument	21001678

Lender

Name	COGENT BANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 505 Stratford Ct was $2,396, up 14% from the year before.

Source: Williamson County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Unified School District	Williamson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,396.00 (+14.04%)	$184,325 Land $67,500 Building $116,825	$737,300 Land $270,000 Building $467,300
2024	$2,101.00
2023	$2,101.00	$111,750 (-) Land $28,125 Building $83,625	$447,000 (-) Land $112,500 Building $334,500
2022	$2,101.00	$111,750 Land $28,125 Building $83,625	$447,000 Land $112,500 Building $334,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 505 Stratford Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2010–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 505 Stratford Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	H.B.& T.S. UTILITY DISTRICT serves 40,094 people · EPA ID TN0000699
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AT&T.

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