Durham County property record for 505 Sparella St, Durham, NC 27703
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,216 sqft |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $3,054 (2026) |
| Deeds & Mortgages | Aug 2021 Line of Credit Apr 2024 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0840-08-2864 |
| Primary APN | 0840-08-2864 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,216 sqft Heated Area |
| Architectural Style | Duplex Single |
|---|---|
| Lot Area | 2,178 sqft (0.05 acres) |
| Street Address | 505 SPARELLA ST |
|---|---|
| City | DURHAM |
| State | NC |
| Zip | 27703-4452 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | RU-5 |
| Legal Description | PROP-SATTERFIELD WILLIAM & SHIRLEY/LT#03 PL:000205-000120 |
| Legal Subdivision | PROP-WOODS LARKIN |
| Legal Lot Number | 3 |
| Jurisdiction | DURHAM NC |
| Township / Civil Division | OAK GROVE |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 1802 |
Source: Durham County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 314 SOUTHERLAND ST, DURHAM, NC 27703-2320 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Aug 18, 2021 | Deed of Trust, Mortgage · Line of Credit UBANK |
| Apr 30, 2024 | Deed of Trust, Mortgage · Line of Credit MCU FINANCIAL CENTER CU |
| Oct 31, 2025 | Warranty Deed, Transfer · Commercial Mortgage BPL MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 505 SPARELLA ST, DURHAM, NC 27703-4452 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2025 |
| Name | Verified Name |
|---|---|
| Address | 7413 SIX FORKS RD 194, RALEIGH, NC 27615-6164 |
| Document Number | 0094320236 |
|---|---|
| Date | Aug 18, 2021 |
| Book Page | 9432/236 |
| Instrument | 2021041886 |
| Name | UBANK |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27615 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Aug 17, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 505 SPARELLA ST, DURHAM, NC 27703-4452 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2025 |
| Name | Verified Name |
|---|---|
| Address | 314 SOUTHERLAND ST, DURHAM, NC 27703-2320 |
| Document Number | OPR100930538 |
|---|---|
| Date | Apr 30, 2024 |
| Book Page | OPR 10093/538 |
| Instrument | 2024094522 |
| Name | MCU FINANCIAL CENTER CU |
|---|---|
| Type | Credit Union |
| Address | 1300 E 9TH ST STE 800, CLEVELAND, OH 44114 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | May 1, 2025 |
| Change Frequency | Monthly |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | Oct 31, 2025 |
| Property Address | 505 SPARELLA ST, DURHAM, NC 27703-4452 |
| Document Number | 0104150760 |
| Book / Page | 10415 / 760 |
| Map Reference | MB 205 PG 120 |
| Instrument Date | Oct 29, 2025 |
| Instrument | 2025152752 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 314 SOUTHERLAND ST, DURHAM, NC 27703-2320 |
| Name | Verified Name |
|---|---|
| Address | 314 SOUTHERLAND ST, DURHAM, NC 27703-2320 |
| Document Number | 2025152753 |
|---|---|
| Date | Oct 31, 2025 |
| Instrument | 2025152753 |
| Name | BPL MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
Source: Durham County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Durham County |
| Municipality | Durham City |
| Unified School District | Durham Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,054.00 (+48.98%) | $300,558 (+16.27%) Land $73,500 Building $227,058 | $300,558 (+16.27%) Land $73,500 Building $227,058 |
| 2025 | $2,050.00 (+9%) | $258,509 (+1,546.03%) Land $73,500 Building $185,009 | $258,509 (+1,546.03%) Land $73,500 Building $185,009 |
| 2023 | $205.00 (+1.99%) | $15,705 Land $15,705 | $15,705 Land $15,705 |
| 2022 | $201.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.4% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DURHAM serves 333,490 people · EPA ID NC0332010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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