505 Southwind Dr, El Centro, CA 92243 Property Records

Imperial County property record for 505 Southwind Dr, El Centro, CA 92243

Property Summary

Property Type	Single Family Home
Details	1,148 sqft · built 1955
Lot Size	0.156 acres (6,781 sqft)
Owner	Individual Name on File
Last Sale	$310,000 (Sep 2025)
Tax Bill	$1,375 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`053-583-004-000`

Property Details

APN / Parcel Number

Primary APN	`053-583-004-000`
Alternative APNs	`0535830401` `05358304`

Interior

Stories	1 Story
Building Area	1,148 sqft Living Area
1st Floor Area	1,148 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Construction Type	Wood
Lot Area	6,781 sqft (0.156 acres)

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	505 SOUTHWIND DR
City	EL CENTRO
State	CA
Zip	92243-4423
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLK 13 DESERT GARDENS SUB NO 7 FM 1 39
Legal Subdivision	DESERT GARDENS SUB NO 7
Legal Block	13
Legal Lot Number	1
Jurisdiction	IMPERIAL CA
Township / Civil Division	EL CENTRO
Census Block Group	3
Census Block	3010
Census Tract	11700

Owner

505 Southwind Dr is owned and occupied by an individual who bought it in September 2025.

Source: Imperial County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	505 SOUTHWIND DR, EL CENTRO, CA 92243-4423
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Widow or Widower

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Sep 23, 2025	Grant Deed, Transfer · FHA Mortgage EQUITY PRIME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2025 · Amount on File
Deed Sale	Sep 23, 2025 · Amount on File
Deed Document Number	202514782
Prior Transfer Date	Dec 17, 2013
Prior Transfer Doc	0000028230
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Recording Date	Jun 8, 2026
Property Address	505 SOUTHWIND DR, EL CENTRO, CA 92243-4423
Document Number	0000008714
Instrument Date	Sep 22, 2025
Instrument	20268714
Transaction Type	Mortgage
Record Updated	Jul 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 SOUTHWIND DR, EL CENTRO, CA 92243-4423

Mortgage

Document Number	0000008714,
Date	Jun 8, 2026
Instrument	20268714

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.58%
Max Rate	-1%

September 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	IMPERIAL CA
Recording Date	Sep 23, 2025
Property Address	505 SOUTHWIND DR, EL CENTRO, CA 92243-4423
Document Number	0000014782
Map Reference	MB 1 PG 39
Instrument Date	Jul 16, 2025
Instrument	2025014782
Transaction Type	Transfer
Record Updated	Oct 15, 2025
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 SOUTHWIND DR, EL CENTRO, CA 92243-4423

Mortgage

Document Number	0000014783
Date	Sep 23, 2025
Instrument	2025014783

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Mortgage

Document Number	0000014784
Date	Sep 23, 2025
Instrument	2025014784

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company
Address	ATLANTA, GA 30328

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	362 Months
Due	Nov 18, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 505 Southwind Dr was $1,375.

Source: Imperial County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	California
County	Imperial County
Municipality	El Centro City
Secondary School District	Central Union High School District (09 - 12)
Elementary School District	El Centro Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$310,000 (+165.02%) Land $70,000 Building $240,000
2025	$1,375.00	$116,971 Land $50,762 Building $66,209
2023	$1,338.00 (+6.95%)	$112,431 Land $48,792 Building $63,639
2022	$1,251.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 505 Southwind Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 18, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 505 Southwind Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EL CENTRO serves 44,124 people · EPA ID CA1310004
Water Source	Purchased surface water from IMPERIAL IRRIGATION DISTRICT
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks.

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