505 S Monroe St, Waterloo, WI 53594 Property Records

Jefferson County property record for 505 S Monroe St, Waterloo, WI 53594

Property Summary

Property Type	Single Family Home
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$256,200 (Apr 2024)
Tax Bill	$4,263 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Oct 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`290-0813-0714-049`

Property Details

APN / Parcel Number

Primary APN	`290-0813-0714-049`

Exterior

Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	132 ft deep x 82.5 ft wide

Location & Zoning

Street Address	505 S MONROE ST
City	WATERLOO
State	WI
Zip	53594-1435
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OUT LOT 134, ASR PLT
Legal Range	13E
Legal Township	08N
Legal Section	07
Legal Quarter	NE
Quarter-Quarter Section	SE
Legal Subdivision	CITY/WATERLOO
Legal Lot Number	134
Jurisdiction	JEFFERSON WI
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1027
Census Tract	100400

Owner

Source: Jefferson County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	505 S MONROE ST, WATERLOO, WI 53594-1435
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2024	Warranty Deed, Transfer · Conventional Mortgage ONE COMMUNITY BANK
Oct 28, 2019	Warranty Deed, Transfer · Conventional with PMI SUMMIT CU
Dec 18, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 7, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2024 · Amount on Record
Deed Sale	Apr 1, 2024 · Amount on Record
Prior Sale	Oct 28, 2019 · Amount on Record
Deed Document Number	1482624
Record Updated	Jun 8, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON WI
Recording Date	Apr 1, 2024
Property Address	505 S MONROE ST, WATERLOO, WI 53594-1435
Document Number	0001482624
Instrument Date	Mar 29, 2024
Instrument	1482624
Transaction Type	Transfer
Record Updated	Apr 24, 2024
Title Company	NOT AVAILABLE, STATE BAR NO 1041082

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$768.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 S MONROE ST, WATERLOO, WI 53594-1435

Mortgage

Document Number	0001482625
Date	Apr 1, 2024
Instrument	1482625

Lender

Name	ONE COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2054

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON WI
Recording Date	Oct 28, 2019
Property Address	505 S MONROE ST, WATERLOO, WI 53594-1435
Document Number	0001416168
Instrument Date	Oct 16, 2019
Instrument	1416168
Transaction Type	Transfer
Record Updated	Dec 12, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$507.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 S MONROE ST WATERLOO WI 535941435, WATERLOO, WI 53594-1435

Mortgage

Document Number	1416169
Date	Oct 28, 2019
Instrument	1416169

Lender

Name	SUMMIT CU
Address	COTTAGE GROVE, WI 53527

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 27, 2049

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON WI
Recording Date	Dec 18, 2017
Property Address	505 S MONROE ST, WATERLOO, WI 53594-1435
Document Number	0001391580
Instrument Date	Dec 11, 2017
Instrument	1391580
Transaction Type	Transfer
Record Updated	Jan 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	717 LUM AVE WATERLOO WI 535941150, WATERLOO, WI 53594-1150

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON WI
Recording Date	Aug 7, 2017
Property Address	505 S MONROE ST, WATERLOO, WI 53594-1435
Document Number	0001386114
Instrument Date	Aug 2, 2017
Instrument	1386114
Transaction Type	Transfer
Record Updated	Aug 30, 2017

Transaction

Amount	Amount Recorded
Tax	$294.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	505 S MONROE ST WATERLOO WI 535941435, WATERLOO, WI 53594-1435

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Jefferson County
Municipality	Waterloo City
Unified School District	Waterloo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,263.00 (+40.55%) Homeowner's exemption	$232,700 (+53.19%) Land $44,000 Building $188,700	$256,800
2023	$3,033.00 Homeowner's exemption	$151,900 Land $37,000 Building $114,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	11 (1979–2008)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 90% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATERWORKS serves 3,520 people · EPA ID WI1280115
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Oct 2019 Lead public education Jan 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Bertram Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Netwurx.

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