505 S Central Ave, Laurel, DE 19956 Property Records

Sussex County property record for 505 S Central Ave, Laurel, DE 19956

Property Summary

Property Type	Single Family Home
Details	3 bd · 3,148 sqft · built 1900
Lot Size	0.418 acres (18,217 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (May 2021)
Tax Bill	$1,181 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Oct 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`332-1.07-90.00`

Property Details

APN / Parcel Number

Primary APN	`332-1.07-90.00`

Interior

Bedrooms	3 Beds
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,148 sqft Living Area
Elevator	Elevator

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	18,217 sqft (0.418 acres)
Lot Dimensions	253 ft deep x 72 ft wide

Location & Zoning

Street Address	505 S CENTRAL AVE
City	LAUREL
State	DE
Zip	19956-1501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN
Legal Description	E/CENTRAL AVE
Legal Subdivision	LAUREL
Jurisdiction	SUSSEX DE
Township / Civil Division	LAUREL-DELMAR
Census Block Group	1
Census Block	1056
Census Tract	51802

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Laurel Historic District listed 1988 · 710 contributing resources · NRIS 88001056

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Sussex County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	505 S CENTRAL AVE, LAUREL, DE 19956-1501
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2022	Deed of Trust, Mortgage · USDA Mortgage USDA
Oct 13, 2023	Deed of Trust, Mortgage · FHA Mortgage UNITED STATES OF AMERICA
May 18, 2021	Deed, Transfer · Stand-Alone First Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2021 · Amount on Record
Deed Sale	May 18, 2021 · Amount on Record
Prior Sale	Oct 1, 2013 · Amount on Record
Deed Document Number	202132465
Deed Book / Page	5468 / 218
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	505 S CENTRAL AVE, LAUREL, DE 19956-1501
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0212260290
Date	Aug 2, 2022
Book Page	21226/290
Instrument	20220000036390

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Sep 1, 2051

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	505 S CENTRAL AVE, LAUREL, DE 19956-1501
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220270081
Date	Oct 13, 2023
Book Page	22027/81
Instrument	2023000035734

Lender

Name	UNITED STATES OF AMERICA
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	331 Months
Due	May 1, 2051

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX DE
Recording Date	May 18, 2021
Property Address	505 S CENTRAL AVE, LAUREL, DE 19956-1501
Document Number	0054680218
Book / Page	5468 / 218
Instrument Date	Apr 30, 2021
Instrument	20210000032465
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 S CENTRAL AVE, LAUREL, DE 19956-1501

Mortgage

Document Number	0198560316
Date	May 18, 2021
Book Page	19856/316
Instrument	20210000032466

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Sussex County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Municipality	Laurel Town
Unified School District	Laurel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,181.00 (+15.44%)	$17,200 (-) Land $2,300 Building $14,900	$338,200 (+883.14%) Land $34,100 Building $304,100
2023	$1,023.00	$17,200 Land $2,300 Building $14,900	$34,400 Land $4,600 Building $29,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	24 units insured incl. 16 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 87% of Delaware
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAUREL WATER DEPARTMENT serves 3,984 people · EPA ID DE0000597
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, BridgeMAXX Suncoast Broadband.

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