505 S Acacia Ave, Ripon, CA 95366 Property Records

San Joaquin County property record for 505 S Acacia Ave, Ripon, CA 95366

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 904 sqft · built 1938
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on Record
Last Sale	$470,000 (Aug 2026)
Tax Bill	$4,841 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Aug 2023 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`259-250-020-000`

Property Details

APN / Parcel Number

Primary APN	`259-250-020-000`
Alternative APN	`259-250-02`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	904 sqft Living Area
1st Floor Area	904 sqft

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	L-Shape
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	259-250-02
Street Address	505 S ACACIA AVE
City	RIPON
State	CA
Zip	95366-2629
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	JOHNSON ORCHARD MAP C2 4 LOT 1
Legal Subdivision	JOHNSON ORCHARD TR
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	RIPON
Census Block Group	2
Census Block	2018
Census Tract	5001

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	505 S ACACIA AVE, RIPON, CA 95366-2629
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2026	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Aug 9, 2023	Grant Deed, Transfer TICOR TITLE COMPANY/CA SAN DIEGO, TICOR TTL CO OF CA SAN DIEGO
Aug 9, 2023	Intrafamily Transfer, Transfer · FHA Mortgage GUARANTEED RATE INC
Nov 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage INTERCAP LENDING
Oct 22, 2019	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2026 · Amount on Record
Deed Sale	Aug 21, 2026 · Amount on Record
Prior Sale	Aug 9, 2023 · Amount on Record
Deed Document Number	202676353
Prior Transfer Date	Jul 19, 2023
Prior Transfer Doc	0000063072
Record Updated	Oct 29, 2026

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Aug 21, 2026
Property Address	505 S ACACIA AVE, RIPON, CA 95366-2629
Document Number	0000076353
Instrument Date	Aug 17, 2026
Instrument	202676353
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$52,217.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 S ACACIA AVE, RIPON, CA 95366-2629

Mortgage

Document Number	0000076354,
Date	Aug 21, 2026
Instrument	202676354

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000076355,
Date	Aug 21, 2026
Instrument	202676355

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 16, 2056

Interest

Max Rate	-1%

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Aug 9, 2023
Property Address	505 S ACACIA AVE, RIPON, CA 95366-2629
Document Number	0000063073
Map Reference	MB 10 PG 11
Instrument Date	Jul 21, 2023
Instrument	2023-063073
Transaction Type	Transfer
Record Updated	Aug 21, 2023
Title Company	TICOR TITLE COMPANY/CA SAN DIEGO, TICOR TTL CO OF CA SAN DIEGO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 S ACACIA AVE, RIPON, CA 95366-2629

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Aug 9, 2023
Property Address	505 S ACACIA AVE, RIPON, CA 95366-2629
Document Number	0000063072
Map Reference	MB 10 PG 11
Instrument Date	Jul 19, 2023
Instrument	2023-063072
Transaction Type	Transfer
Record Updated	Aug 21, 2023
Title Company	TICOR TITLE COMPANY/CA, TICOR TITLE COMPANY OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 S ACACIA AVE, RIPON, CA 95366-2629
Investor	Possibly a Property Investor

Mortgage

Document Number	0000063074
Date	Aug 9, 2023
Instrument	2023-063074

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	505 S ACACIA AVE, RIPON, CA 95366-2629
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 S ACACIA AYE, RIPON, CA 95366-2629

Mortgage

Document Number	0000148783
Date	Nov 2, 2020
Instrument	2020-148783

Lender

Name	INTERCAP LENDING
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2035

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Oct 22, 2019
Property Address	505 S ACACIA AVE, RIPON, CA 95366-2629
Document Number	0000120596
Map Reference	MB 10 PG 11
Instrument Date	Sep 23, 2019
Instrument	2019-120596
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 S ACACIA AVE, RIPON, CA 95366-2629

Mortgage

Document Number	0000120597
Date	Oct 22, 2019
Instrument	2019-120597

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Ripon City
Unified School District	Ripon Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,841.00 (+0.02%)
2025	$4,840.00 (+61.01%)	$448,800 (+63.27%) Land $142,800 Building $306,000
2023	$3,006.00 (+1.62%)	$274,880 Land $94,605 Building $180,275	$386,550
2022	$2,958.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIPON serves 15,753 people · EPA ID CA3910007
Water Source	Groundwater
Last State Inspection	Apr 2024
Also Mapped Here	SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
ezWave Fixed Wireless	1,000 / 200
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Matrix Broadband, unWired Broadband.

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