505 S 3rd St, Montezuma, IA 50171 Property Records

Poweshiek County property record for 505 S 3rd St, Montezuma, IA 50171

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 2,433 sqft · built 1919
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on File
Last Sale$160,000 (Nov 2019)
Tax Bill$2,782 (2025)
Deeds & MortgagesDec 2021 Mortgage
Nov 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1425100

Property Details

APN / Parcel Number

Primary APN1425100

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures2 Plumbing Fixtures
Total Rooms12 Rooms
Stories2 Stories
Building Area2,433 sqft Living Area
1st Floor Area952 sqft
AtticAttic
Attic Area333 sqft
Basement Area1,148 sqft
Finished Basement476 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1919
Effective Year BuiltEffective 1919
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions132 ft deep x 66 ft wide
Garage TypeDetached
Garage Area884 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area280 sqft
Deck Area336 sqft
Patio Area336 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address505 S 3RD ST
CityMONTEZUMA
StateIA
Zip50171-1004
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionJOHNSONS 1ST LOT 6 BLOCK 3
Legal SubdivisionJOHNSONS ADD
Legal Block3
Legal Lot Number6
JurisdictionPOWESHIEK IA
Township / Civil DivisionJACKSON
Census Block Group3
Census Block3089
Census Tract370500

Owner

505 S 3rd St is owned and occupied by two individuals who bought it in November 2019.

Source: Poweshiek County records, as of September 1, 2026

Owner of Record2 Individual Names on File
Mailing Address505 S 3RD ST, MONTEZUMA, IA 50171-1004
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
GREENSTATE CU
Nov 22, 2019Warranty Deed, Transfer · ARM
GREENSTATE CREDIT UNION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 22, 2019 · Amount on File
Deed SaleNov 22, 2019 · Amount on File
Deed Document Number20193541
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOWESHIEK IA
Property Address505 S 3RD ST, MONTEZUMA, IA 50171-1004
Transaction TypeMortgage
Record UpdatedAug 9, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202104722
DateDec 15, 2021
Instrument2021-04722
Lender
NameGREENSTATE CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueDec 15, 2031
Interest
Rate TypeFixed Rate

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOWESHIEK IA
Recording DateNov 22, 2019
Property Address505 S 3RD ST, MONTEZUMA, IA 50171-1004
Document Number0201903541
Instrument DateNov 22, 2019
Instrument2019-03541
Transaction TypeTransfer
Record UpdatedAug 9, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address505 S 3RD ST, MONTEZUMA, IA 50171-1004

Mortgage

Document Number0201903542
DateNov 22, 2019
Instrument2019-03542
Lender
NameGREENSTATE CREDIT UNION
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueDec 1, 2049
Interest
Rate TypeAdjustable Rate
Rate4.6%
Type Change DateDec 5, 2029
Index1-Year CMT

Tax Assessment & Valuation

The 2025 property tax bill for 505 S 3rd St was $2,782 with a homeowner's exemption, up 5.6% from the year before.

Source: Poweshiek County assessment roll, as of October 7, 2025

Property Jurisdictions

TypeName
StateIowa
CountyPoweshiek County
MunicipalityMontezuma City
Unified School DistrictMontezuma Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,782.00 (+5.62%) Homeowner's exemption$219,450 Land $14,260 Building $205,190$219,450 Land $14,260 Building $205,190
2024$2,634.00
2023$189,850 (+36.79%) Land $12,670 Building $177,180$189,850 Land $12,670 Building $177,180
2022$2,432.00 (+2.36%) Homeowner's exemption$138,790 Land $10,070 Building $128,720
2021$2,376.00$138,790 Land $10,070 Building $128,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 505 S 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 16, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 505 S 3rd St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTEZUMA MUNI WATER SUPPLY
serves 1,545 people · EPA ID IA7950097
Water SourceGroundwater
Last State InspectionJun 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
MCG
Fiber
1,000 / 1,000
Nextlink
Fixed Wireless
1,000 / 1,000
Windstream
Cable · DSL
1,000 / 25
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on S 3rd St

Nearby Streets

Search Property Records by Address or Parcel Number