505 S 2nd St, Benld, IL 62009 Property Records

Macoupin County property record for 505 S 2nd St, Benld, IL 62009

Property Summary

Property Type	Single Family Home
Lot Size	0.315 acres (13,757 sqft)
Owner	Trust Name on File
Last Sale	$29,088 (Dec 2022)
Tax Bill	$893 (2025)
Deeds & Mortgages	Feb 2023 Transfer Dec 2022 Sale & Mortgage
APN	`20-31-377-005`

Property Details

APN / Parcel Number

Primary APN	`20-31-377-005`
Alternative APN	`03-002-229-00`

Exterior

Lot Area	13,757 sqft (0.315 acres)

Location & Zoning

Street Address	505 S 2ND ST
City	BENLD
State	IL
Zip	62009-1503
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 13 & 14 BLK 1 HIGH SCHOOL ADDN 20-31-377-005
Legal Subdivision	HIGH SCHOOL ADDN
Legal Block	1
Legal Lot Number	13-14
Jurisdiction	MACOUPIN IL
Township / Civil Division	CAHOKIA
Census Block Group	4
Census Block	4087
Census Tract	957000

Owner

505 S 2nd St is held in a trust since January 2023.

Source: Macoupin County records, as of October 12, 2026

Owner of Record	Trust Name on File
Mailing Address	453 OAK CREEK TRL, MOUNT OLIVE, IL 62069-2509
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2023	Intrafamily Transfer, Transfer
Dec 12, 2022	Warranty Deed, Transfer · Conventional Mortgage BANK OF HILLSBORO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2022 · Amount on File
Deed Sale	Dec 12, 2022 · Amount on File
Deed Document Number	2022602764
Last Transfer Date	Jan 30, 2023
Transfer Doc	0000603570
Record Updated	Oct 29, 2026

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACOUPIN IL
Recording Date	Feb 2, 2023
Property Address	505 S 2ND ST, BENLD, IL 62009-1503
Document Number	0000603570
Instrument Date	Jan 30, 2023
Instrument	603570
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	453 OAK CREEK TRL, MOUNT OLIVE, IL 62069-2509

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	453 OAK CREEK TRL, MOUNT OLIVE, IL 62069-2509

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOUPIN IL
Recording Date	Dec 12, 2022
Property Address	505 S 2ND ST, BENLD, IL 62009-1503
Document Number	0000602764
Instrument Date	Dec 12, 2022
Instrument	602764
Transaction Type	Transfer
Record Updated	Dec 28, 2022
Title Company	COMMUNITY TITLE II LP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 S 2ND ST, BENLD, IL 62009-1503

Mortgage

Document Number	0000602765
Date	Dec 12, 2022
Instrument	602765

Lender

Name	BANK OF HILLSBORO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2043

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Adjustable	Adjustable Rate Rider

Tax Assessment & Valuation

The 2025 property tax bill for 505 S 2nd St was $893, up 4% from the year before.

Source: Macoupin County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Benld City
County	Macoupin County
County Subdivision	Cahokia Township
Unified School District	Gillespie Community Unit School District 7 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$893.00 (+3.96%)	$14,425 (+6.99%) Land $2,497 Building $11,928	$43,275 (+6.99%) Land $7,491 Building $35,784
2024	$859.00	$13,482 Land $2,334 Building $11,148	$40,446 Land $7,002 Building $33,444
2022	Homeowner's exemption Senior Citizen's exemption	$14,770 Land $2,020 Building $12,750	$44,310 Land $6,060 Building $38,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 505 S 2nd St; there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	1 (1982)
Most Recent Claim	Dec 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 505 S 2nd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BENLD serves 1,612 people · EPA ID IL1170050
Water Source	Purchased surface water from GILLESPIE
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Treatment failure resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Nextlink Fixed Wireless	1,000 / 500
Madison Communications Cable	1,000 / 150

May also be available: Verizon.

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