505 Rusting Oak Dr, Columbia, SC 29209 Property Records

Richland County property record for 505 Rusting Oak Dr, Columbia, SC 29209

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,660 sqft · built 2010
Lot Size	0.211 acres (9,205 sqft)
Owner	Individual Name on File
Last Sale	$137,500 (May 2010)
Tax Bill	$1,328 (2025)
Deeds & Mortgages	Oct 2025 Second Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22009-16-07`

Property Details

APN / Parcel Number

Primary APN	`22009-16-07`
Alternative APNs	`R22009-16-07` `01986578`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,660 sqft Heated Area
Gross Area	2,300 sqft
1st Floor Area	1,660 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,205 sqft (0.211 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	220 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	01986578
Street Address	505 RUSTING OAK DR
City	COLUMBIA
State	SC
Zip	29209-4484
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-MD
Legal Description	LOT 162 58X156.6X58X158.9 #SU CHANDLER HALL PH2 #PR RB1379-2790
Legal Subdivision	CHANDLER HALL
Legal Lot Number	58,162
Jurisdiction	RICHLAND SC
Township / Civil Division	HORRELL HILL
Census Block Group	2
Census Block	2017
Census Tract	11901

Owner

505 Rusting Oak Dr is owned and occupied by an individual who bought it in May 2010.

Source: Richland County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	505 RUSTING OAK DR, COLUMBIA, SC 29209-4484
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FOUNDERS FCU
Feb 26, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jan 4, 2017	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2010 · Amount on File
Deed Sale	May 5, 2010 · Amount on File
Deed Document Number	201030453
Deed Book / Page	1604 / 655
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	505 RUSTING OAK DR, COLUMBIA, SC 29209-4484
Transaction Type	Mortgage
Record Updated	Nov 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 RUSTING OAK DR, COLUMBIA, SC 29209-4484

Mortgage

Document Number	0030663576
Date	Oct 21, 2025
Book Page	3066/3576
Instrument	2025050305

Lender

Name	FOUNDERS FCU
Type	Credit Union
Address	LANCASTER, SC 29720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 5, 2040

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	505 RUSTING OAK DR, COLUMBIA, SC 29209-4484
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2035, GAFFNEY, SC 29342-2035

Mortgage

Document Number	0025893857
Date	Feb 26, 2021
Book Page	2589/3857
Instrument	2021011778

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	312 Months
Due	Feb 1, 2047

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	505 RUSTING OAK DR, COLUMBIA, SC 29209-4484
Document Number	2179/3226
Book / Page	002179 / 003226
Instrument Date	Jan 4, 2017
Transaction Type	Mortgage
Record Updated	Feb 23, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 RUSTING OAK DR COLUMBIA SC 292094484, COLUMBIA, SC 29209-4484

Mortgage

Document Number	2179/3226
Date	Jan 13, 2017
Book Page	002179/003226
Instrument	2344

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 12, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 505 Rusting Oak Dr was $1,328.

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Unified School District	Richland School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,328.00	$141,000	$207,500 Land $29,700 Building $177,800
2023	$1,174.00	$4,904	$122,600
2021	$1,153.00	$4,900	$122,600 Land $18,000 Building $104,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 505 Rusting Oak Dr in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	15 (2015–2022)
Claims Outside the SFHA	8 of 15
Most Recent Claim	Dec 2022 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2015 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 505 Rusting Oak Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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