Cleveland County property record for 505 Richards Dr, Shelby, NC 28150
| Property Type | Single Family Home |
|---|---|
| Details | 1,700 sqft · built 1961 |
| Lot Size | 0.495 acres (21,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $305,000 (Feb 2026) |
| Tax Bill | $2,627 (2026) |
| Deeds & Mortgages | Feb 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 21099 |
| Primary APN | 21099 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,700 sqft Finished Area |
| Basement Area | 1,700 sqft |
| Unfinished Basement | 1,700 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Lot Area | 21,600 sqft (0.495 acres) |
| Lot Dimensions | 200 ft deep x 108 ft wide |
| Porch | Slab |
| Porch Area | 265 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1365544 |
|---|---|
| Street Address | 505 RICHARDS DR |
| City | SHELBY |
| State | NC |
| Zip | 28150-5681 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | #12-14 PB3-9 |
| Legal Block | 2 |
| Legal Lot Number | 21 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 951000 |
505 Richards Dr is owned and occupied by two individuals who bought it in February 2026.
Source: Cleveland County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 505 RICHARDS DR, SHELBY, NC 28150-5681 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 10, 2026 · Amount on File |
| Deed Sale | Feb 10, 2026 · Amount on File |
| Deed Document Number | 2026200124459 |
| Deed Book / Page | 1966 / 2803 |
| Prior Transfer Date | Sep 20, 2024 |
| Prior Transfer Doc | 0019292095 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Feb 10, 2026 |
| Property Address | 505 RICHARDS DR, SHELBY, NC 28150-5681 |
| Document Number | 0019662803 |
| Book / Page | 1966 / 2803 |
| Map Reference | MB 3 PG 9 |
| Instrument Date | Feb 4, 2026 |
| Instrument | 200124459 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $610.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 505 RICHARDS DR, SHELBY, NC 28150-5681 |
The 2026 property tax bill for 505 Richards Dr was $2,627, up 1.4% from the year before.
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Municipality | Shelby City |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,627.00 (+1.43%) | $260,332 (-) Land $31,528 Building $228,804 | $260,332 (-) Land $31,528 Building $228,804 |
| 2025 | $2,590.00 | $260,332 Land $31,528 Building $228,804 | $260,332 Land $31,528 Building $228,804 |
| 2023 | $161,601 Land $31,528 Building $130,073 | $161,601 Land $31,528 Building $130,073 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 505 Richards Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 19 (1980–2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 505 Richards Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SHELBY serves 23,600 people · EPA ID NC0123010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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