505 Reading Cir, Bridgewater, NJ 08807 Property Records

Somerset County and Bridgewater Township property record for 505 Reading Cir, Bridgewater, NJ 08807 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1,614 sqft · built 1989
Lot Size	0.03 acres (1,287 sqft)
Owner	2 Individual Names on File
Last Sale	$285,500 (Jun 2013)
Tax Bill	$8,461 (2025)
Deeds & Mortgages	Mar 2026 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-00164-05-00505`

Property Details

APN / Parcel Number

Primary APN	`06-00164-05-00505`
Alternative APNs	`0600164000500505` `S001`

Interior

Building Area	1,614 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	1,287 sqft (0.03 acres)

Location & Zoning

Account Number	S001
Street Address	505 READING CIR
City	BRIDGEWATER
State	NJ
Zip	08807-7022
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	BEACON HILL/VANDERHAVEN FARM
Legal Block	164.5
Legal Lot Number	505
Jurisdiction	SOMERSET NJ
Township / Civil Division	BRIDGEWATER
Census Block Group	4
Census Block	4006
Census Tract	50704

Owner

Source: Somerset County and Bridgewater Township records · APN 06-00164-05-00505

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	505 READING CIR, BRIDGEWATER, NJ 08807-7022
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 04, 2013 · Amount on Record
Deed Sale	Jun 04, 2013 · Amount on Record
Deed Document Number	201330768
Deed Book / Page	6838 / 27
Last Transfer Date	Jul 08, 2025
Transfer Doc	0000017930
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	505 READING CIR, BRIDGEWATER, NJ 08807-7022
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007124
Date	Mar 16, 2026
Book Page	7670/1659
Instrument	2026007124

Lender

Name	MERCK EMPLOYEES FCU
Type	Credit Union
Address	RAHWAY, NJ 07065

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 30, 2036

Tax Assessment & Valuation

Source: Somerset County and Bridgewater Township records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bridgewater Township
Unified School District	Bridgewater-Raritan Regional School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$477,900 (+8.96%) Land $185,000 Building $292,900	$477,900 (+8.96%) Land $185,000 Building $292,900
2025	$8,461.00 (-1.75%)	$438,600 (+8.35%) Land $175,000 Building $263,600	$438,600 (+8.35%) Land $175,000 Building $263,600
2024	$8,612.00 (+12.41%)
2023		$404,800 Land $175,000 Building $229,800	$404,800 Land $175,000 Building $229,800
2022	$7,661.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Somerset County (34035C), updated September 3, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.