505 Ramos Ranch Rd, Oakley, CA 94561 Property Records

Contra Costa County property record for 505 Ramos Ranch Rd, Oakley, CA 94561

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,508 sqft · built 2023
Lot Size	0.081 acres (3,518 sqft)
Owner	Individual Name on File
Last Sale	$764,500 (Aug 2023)
Tax Bill	$13,005 (2025)
Deeds & Mortgages	Sep 2023 Transfer Sep 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`033-470-057-2`

Property Details

APN / Parcel Number

Primary APN	`033-470-057-2`
Alternative APN	`033-470-057`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,508 sqft Living Area
1st Floor Area	1,076 sqft
2nd Floor Area	1,432 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Lot Area	3,518 sqft (0.081 acres)
Garage Type	Attached
Garage Area	439 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	505 RAMOS RANCH RD
City	OAKLEY
State	CA
Zip	94561-2794
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T9498 L57
Legal Subdivision	ACACIA SUB 9498
Legal Tract	9498
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	1
Census Block	1000
Census Tract	302012

Owner

505 Ramos Ranch Rd is owned and occupied by an individual who acquired it in September 2023.

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	505 RAMOS RANCH RD, OAKLEY, CA 94561-2794
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2023	Intrafamily Transfer, Transfer
Sep 7, 2023	Intrafamily Transfer, Transfer
Aug 18, 2023	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2023 · Amount on File
Deed Sale	Aug 18, 2023 · Amount on File
Deed Document Number	202379782
Last Transfer Date	Sep 25, 2023
Transfer Doc	0000093617
Record Updated	Sep 20, 2026

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 27, 2023
Property Address	505 RAMOS RANCH RD, OAKLEY, CA 94561-2794
Document Number	0000093617
Map Reference	MB 543 PG 44-49
Instrument Date	Sep 25, 2023
Instrument	2023-093617
Transaction Type	Transfer
Record Updated	Oct 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	505 RAMOS RANCH RD, OAKLEY, CA 94561-2794

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 7, 2023
Property Address	505 RAMOS RANCH RD, OAKLEY, CA 94561-2794
Document Number	0000086290
Map Reference	MB 543 PG 44-49
Instrument Date	Aug 30, 2023
Instrument	2023-086290
Transaction Type	Transfer
Record Updated	Sep 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 RAMOS RANCH RD, OAKLEY, CA 94561-2794

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 18, 2023
Property Address	505 RAMOS RANCH RD, OAKLEY, CA 94561-2794
Document Number	0000079782
Map Reference	MB 543 PG 44-49
Instrument Date	Aug 15, 2023
Instrument	2023-079782
Transaction Type	Transfer
Record Updated	Aug 29, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	505 RAMOS RANCH RD, OAKLEY, CA 94561-2794

Mortgage

Document Number	0000079783
Date	Aug 18, 2023
Instrument	2023-079783

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 505 Ramos Ranch Rd was $13,005 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Oakley City
Secondary School District	Liberty Union High School District (09 - 12)
Elementary School District	Oakley Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$795,073 (+2%) Land $182,070 Building $613,003
2025	$13,005.00	$779,484 Land $178,500 Building $600,984
2023	$5,456.00 (+50.59%)	$164,407 Land $164,407
2022	$3,623.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 505 Ramos Ranch Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 505 Ramos Ranch Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DIABLO WATER DISTRICT serves 47,158 people · EPA ID CA0710007
Water Source	Purchased surface water from RANDALL-BOLD WATER TREATMENT PLANT
Last State Inspection	Jan 2024
Also Mapped Here	CONTRA COSTA WATER DISTRICT
Lead	2 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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