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505 Providence St, Woonsocket, RI 02895 Property Records

Woonsocket City property record for 505 Providence St, Woonsocket, RI 02895

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,671 sqft · built 1895
Lot Size0.15 acres (6,534 sqft)
Owner2 Individual Names on File
Last Sale$225,000 (Jan 2019)
Tax Bill$3,963 (2025)
Deeds & MortgagesFeb 2023 Mortgage
Jul 2022 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APNWOON M:5A L:129 U:1

Property Details

APN / Parcel Number

Primary APNWOON M:5A L:129 U:1
Alternative APN
  • 37837

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area1,671 sqft Living Area
Gross Area3,255 sqft
1st Floor Area983 sqft
Basement Area1,006 sqft
Finished Basement503 sqft
Unfinished Basement503 sqft

Exterior

Year BuiltBuilt 1895
Effective Year BuiltEffective 1895
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,534 sqft (0.15 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number37837
Street Address505 PROVIDENCE ST
CityWOONSOCKET
StateRI
Zip02895-6255
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal Lot Number129
JurisdictionWOONSOCKET RI
Township / Civil DivisionWOONSOCKET
Census Block Group2
Census Block2009
Census Tract17500

Owner

Source: Woonsocket City records · APN WOON M:5A L:129 U:1

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address505 PROVIDENCE ST, WOONSOCKET, RI 02895-6255
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 16, 2023Deed of Trust, Mortgage · Second Mortgage (Down Payment)
MILFORD FSB
Jul 06, 2022Deed of Trust, Mortgage · Second Mortgage (Down Payment)
MILFORD BANK
Nov 04, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
MILFORD FSB
Jan 10, 2019Warranty Deed, Transfer · FHA Mortgage
FIRST HOME MORTGAGE CORP
Aug 10, 2018Deed of Trust, Mortgage · Conventional Mortgage
HOME LN & INV BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 10, 2019 · Amount on Record
Deed SaleJan 10, 2019 · Amount on Record
Prior SaleMar 30, 2009 · Amount on Record
Deed Document Number2019198861
Deed Book / Page2412 / 127
Record UpdatedSep 20, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWOONSOCKET RI
Property Address505 PROVIDENCE ST, WOONSOCKET, RI 02895-6255
Transaction TypeMortgage
Record UpdatedMar 02, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002791-93
DateFeb 16, 2023
Book Page2791/93
Instrument226491
Lender
NameMILFORD FSB
TypeBank
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term241 Months
DueMar 01, 2043

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWOONSOCKET RI
Property Address505 PROVIDENCE ST, WOONSOCKET, RI 02895-6255
Transaction TypeMortgage
Record UpdatedJul 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002747-165
DateJul 06, 2022
Book Page2747/165
Instrument222996
Lender
NameMILFORD BANK
TypeBank
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term241 Months
DueAug 01, 2042

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWOONSOCKET RI
Property Address505 PROVIDENCE ST, WOONSOCKET, RI 02895-6255
Transaction TypeMortgage
Record UpdatedMar 03, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2568-107
DateNov 04, 2020
Book Page2568/107
Instrument210317
Lender
NameMILFORD FSB
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWOONSOCKET RI
Recording DateJan 10, 2019
Property Address505 PROVIDENCE ST, WOONSOCKET, RI 02895-6255
Document Number2412-127
Book / Page2412 / 127
Instrument DateJan 10, 2019
Instrument198861
Transaction TypeTransfer
Record UpdatedJun 04, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address41 ROCKLAND AVE, WOONSOCKET, RI 02895-5735

Mortgage

Document Number198862
DateJan 10, 2019
Instrument198862
Lender
NameFIRST HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWOONSOCKET RI
Property Address505 PROVIDENCE ST, WOONSOCKET, RI 02895-6255
Document Number2381-203
Instrument DateAug 10, 2018
Transaction TypeMortgage
Record UpdatedSep 04, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address505 PROVIDENCE ST WOONSOCKET RI 028956255, WOONSOCKET, RI 02895-6255

Mortgage

Document Number2381-203
DateAug 17, 2018
Book Page002381/000203
Instrument196456
Lender
NameHOME LN & INV BK
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueAug 16, 2028

Tax Assessment & Valuation

Source: Woonsocket City records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityWoonsocket City
Unified School DistrictWoonsocket School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$3,963.00 (+3.42%)$352,900 (+28.75%) Land $89,900 Building $263,000
2023$3,832.00$274,100 (-) Land $91,500 Building $182,600
2022$3,832.00$274,100 Land $91,500 Building $182,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 22, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880

May also be available: T-Mobile USA.

Based on FCC filings for 548 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWOONSOCKET WATER DIVISION
serves 45,828 people
Water SourceSurface water
Last State InspectionOct 2023
Lead7 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Dec 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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