Oconee County property record for 505 Point Rd, Westminster, SC 29693
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,200 sqft · built 1997 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $235,000 (Oct 2018) |
| Tax Bill | $948 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Jan 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 323-13-01-019 |
| Primary APN | 323-13-01-019 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| Basement Area | 1,200 sqft |
| Finished Basement | 1 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Roof Material | Shingle |
| Lot Area | 20,909 sqft (0.48 acres) |
| Lot Dimensions | 179 ft deep x 112 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 49744 |
|---|---|
| Old Parcel Number | 323 13 01 019 |
| Street Address | 505 POINT RD |
| City | WESTMINSTER |
| State | SC |
| Zip | 29693-6533 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1660A & 1661 CHICKASAW PT BP/98 (.48 AC) |
| Legal Subdivision | CHICKASAW PT |
| Legal Block | 1 |
| Legal Lot Number | 1660A |
| Jurisdiction | OCONEE SC |
| Township / Civil Division | OAKWAY |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 30901 |
Source: Oconee County records, as of November 14, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 505 POINT RD, WESTMINSTER, SC 29693-6533 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jan 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Oct 1, 2018 | Grant Deed, Transfer · Conventional with PMI SUNTRUST BK |
| Oct 1, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 2018 · Amount on Record |
| Deed Sale | Oct 1, 2018 · Amount on Record |
| Prior Sale | Oct 1, 2018 · Amount on Record |
| Deed Document Number | 0024010019 |
| Deed Book / Page | 002401 / 000019 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCONEE SC |
| Property Address | 505 POINT RD, WESTMINSTER, SC 29693-6533 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002329 |
|---|---|
| Date | Aug 11, 2021 |
| Book Page | 4198/40 |
| Instrument | 2329 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCONEE SC |
| Property Address | 505 POINT RD, WESTMINSTER, SC 29693-6533 |
| Document Number | 0039210172 |
| Instrument Date | Jan 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 505 POINT RD WESTMINSTER SC 296936533, WESTMINSTER, SC 29693-6533 |
| Document Number | 0039210172 |
|---|---|
| Date | Jan 28, 2020 |
| Book Page | 003921/000172 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 27, 2040 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OCONEE SC |
| Recording Date | Oct 1, 2018 |
| Property Address | 505 POINT RD, WESTMINSTER, SC 29693-6533 |
| Document Number | 0024010019 |
| Book / Page | 002401 / 000019 |
| Instrument Date | Sep 28, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $869.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 505 POINT RD WESTMINSTER SC 296936533, WESTMINSTER, SC 29693-6533 |
| Document Number | 37660306 |
|---|---|
| Date | Oct 1, 2018 |
| Book Page | 003766/000306 |
| Name | SUNTRUST BK |
|---|---|
| Type | Bank |
| Address | RICMOND, VA 23224 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 30, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OCONEE SC |
| Recording Date | Oct 1, 2018 |
| Property Address | 505 POINT RD, WESTMINSTER, SC 29693-6533 |
| Document Number | 0024010016 |
| Book / Page | 002401 / 000016 |
| Instrument Date | Sep 26, 2018 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 505 POINT RD WESTMINSTER SC 296936533, WESTMINSTER, SC 29693-6533 |
Source: Oconee County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Oconee County |
| Unified School District | Oconee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $948.00 | $9,044 (-) Land $3,226 Building $5,818 | $226,084 (-) Land $80,640 Building $145,444 |
| 2023 | $9,044 Land $3,226 Building $5,818 | $226,084 Land $80,640 Building $145,444 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 87% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICKASAW POINT private · serves 823 people · EPA ID SC3750010 |
|---|---|
| Water Source | Purchased surface water from PIONEER RURAL WATER DIST |
| Last State Inspection | Nov 2023 |
| Lead | 7 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| West Carolina Rural Telephone Cooperative Fiber | 8,000 / 8,000 |
May also be available: Spectrum.
5G and 4G LTE (outdoors only)
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