Moore County property record for 505 Phoenix Ln, Cameron, NC 28326
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,840 sqft · built 2023 |
| Lot Size | 0.495 acres (21,562 sqft) |
| Owner | Individual Name on File |
| Last Sale | $575 (Oct 2023) |
| Tax Bill | $1,203 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage Oct 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20220790 |
| Primary APN | 20220790 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,840 sqft Living Area |
| 1st Floor Area | 779 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Lot Area | 21,562 sqft (0.495 acres) |
| Heating System | Heat Pump |
|---|---|
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 97066227 |
|---|---|
| Street Address | 505 PHOENIX LN |
| City | CAMERON |
| State | NC |
| Zip | 28326-5705 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | UNION HILLS LOT 40 PH 2 CYPRESS POINTE FIRE PHOENIX |
| Legal Subdivision | UNION HILLS PHASE 2 |
| Legal Phase | 2 |
| Legal Lot Number | 40 |
| Jurisdiction | MOORE NC |
| Township / Civil Division | 1, CARTHAGE |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 950507 |
Source: Moore County records · APN 20220790
Assessment roll updated August 13, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 505 PHOENIX LN, CAMERON, NC 28326-5705 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 02, 2026 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION |
| Oct 27, 2023 | Special Warranty Deed, Transfer · VA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 27, 2023 · Amount on Record |
| Deed Sale | Oct 27, 2023 · Amount on Record |
| Deed Document Number | 202314529 |
| Deed Book / Page | 6088 / 579 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOORE NC |
| Recording Date | Apr 02, 2026 |
| Property Address | 505 PHOENIX LN, CAMERON, NC 28326-5705 |
| Document Number | 0000004801 |
| Book / Page | 6519 / 430 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 20264801 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Address | 505 PHOENIX LN, CAMERON, NC 28326-5705 |
| Document Number | 0000004801, |
|---|---|
| Date | Apr 02, 2026 |
| Book Page | 6519/430 |
| Instrument | 20264801 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 332 Months |
| Due | Dec 01, 2053 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MOORE NC |
| Recording Date | Oct 27, 2023 |
| Property Address | PHOENIX LN, NC |
| Document Number | 006088/579 |
| Book / Page | 6088 / 579 |
| Map Reference | CAB 19 SL 583 |
| Instrument Date | Oct 20, 2023 |
| Instrument | 2023014529 |
| Transaction Type | Transfer |
| Record Updated | Nov 09, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $575.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2919 BREEZEWOOD AVE, FAYETTEVILLE, NC 28303-5501 |
| Name | Verified Name |
|---|---|
| Address | 505 PHOENIX LN, CAMERON, NC 28326-5705 |
| Document Number | 2023014530 |
|---|---|
| Date | Oct 27, 2023 |
| Instrument | 2023014530 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2053 |
Source: Moore County records · Assessment roll updated August 13, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Moore County |
| Unified School District | Moore County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,203.00 (+1.43%) | $286,520 (+1.45%) Land $45,000 Building $241,520 | |
| 2025 | $1,186.00 (+481.37%) | $282,420 (+527.6%) Land $45,000 Building $237,420 | |
| 2024 | $282,420 (-) Land $45,000 Building $237,420 | ||
| 2023 | $204.00 | $45,000 Land $45,000 | $282,420 Land $45,000 Building $237,420 |
Source: FEMA National Flood Hazard Layer as of September 30, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Wildfire Risk | Moderate above 50% of the US · above 71% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 46 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | EAST MOORE WATER DISTRICT serves 9,330 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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