505 Oak St, Bancroft, NE 68004 Property Records

Cuming County property record for 505 Oak St, Bancroft, NE 68004

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,000 sqft · built 1940
Lot Size	0.321 acres (14,000 sqft)
Owner	Individual Name on Record
Last Sale	$25,000 (Oct 2020)
Tax Bill	$398 (2025)
Deeds & Mortgages	Oct 2020 Sale & Line of Credit
APN	`0027950.00`

Property Details

APN / Parcel Number

Primary APN	`0027950.00`
Alternative APN	`1515-00-0-10040-012-0002`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,000 sqft Living Area
1st Floor Area	840 sqft
Basement Area	492 sqft
Unfinished Basement	492 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Modern
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Metal
Lot Area	14,000 sqft (0.321 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Garage Type	Basement
Driveway	Concrete Driveway
Driveway Area	216 sqft
Parking Spaces	1 Parking Space
Deck Area	112 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	505 OAK ST
City	BANCROFT
State	NE
Zip	68004-4073
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	LTS 11 & 12, BLK 12, BANC V
Legal Subdivision	10040
Legal Block	12
Legal Lot Number	11,12
Jurisdiction	CUMING NE
Township / Civil Division	BANCROFT
Census Block Group	1
Census Block	1198
Census Tract	972900

Owner

Source: Cuming County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	380 COUNTY ROAD T, LYONS, NE 68038-4561
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2020 · Amount on Record
Deed Sale	Oct 26, 2020 · Amount on Record
Deed Document Number	20201667
Record Updated	Sep 20, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMING NE
Recording Date	Oct 26, 2020
Property Address	505 OAK ST, BANCROFT, NE 68004-4073
Document Number	0202001667
Instrument Date	Oct 20, 2020
Instrument	202001667
Transaction Type	Transfer
Record Updated	Feb 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$56.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 165, BANCROFT, NE 68004-0165

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 165, BANCROFT, NE 68004-0165

Mortgage

Document Number	0202001669
Date	Oct 26, 2020
Instrument	202001669

Lender

Name	MIDWEST BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cuming County assessment roll, as of February 27, 2026

Property Jurisdictions

Type	Name
State	Nebraska
Municipality	Bancroft Village
County	Cuming County
County Subdivision	Bancroft Township
Unified School District	Bancroft-Rosalie Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$42,880 (-1.55%) Land $12,600 Building $30,280	$42,880 (-1.55%) Land $12,600 Building $30,280
2025	$398.00 (+3.92%)	$43,555 (+47.47%) Land $12,600 Building $30,955	$43,555 (+47.47%) Land $12,600 Building $30,955
2023	$383.00	$29,535 Land $11,200 Building $18,335	$29,535 Land $11,200 Building $18,335

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Nebraska
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF BANCROFT serves 496 people · EPA ID NE3103901
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate-Nitrite resolved · Oct 2023 E. coli resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skywave Wireless Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Great Plains Communications Cable · Fiber in parts of the area	1,000 / 25
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G and 4G LTE (outdoors only)

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