Branch County property record for 505 Northgate Pt, Coldwater, MI 49036
| Property Type | Residential Vacant Land |
|---|---|
| Details | 2.5 ba · 2,573 sqft · built 2023 |
| Lot Size | 2.77 acres (120,661 sqft) |
| Owner | Trust Name on File |
| Last Sale | $60,000 (Aug 2022) |
| Tax Bill | $8,449 (2025) |
| Deeds & Mortgages | Dec 2025 Transfer Sep 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 070-009-300-040-06 |
| Primary APN | 070-009-300-040-06 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 2,573 sqft Living Area |
| 1st Floor Area | 1,868 sqft |
| Basement Area | 1,868 sqft |
| Unfinished Basement | 1,868 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Contemporary |
| Lot Area | 120,661 sqft (2.77 acres) |
| Garage Area | 1,229 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 505 NORTHGATE PT |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-1015 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | BEING PART OF OUTLOT A, ALL OF LOT 3 AND PT OF LOT 4 NORTHGATE NO. 1 PER LIBER 7 PG 45 DESCRIBED AS FOLLOWS: COM S1/4 COR SEC |
| Legal Range | 06W |
| Legal Township | 06S |
| Legal Section | 09 |
| Legal Lot Number | 3-4,A |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | COLDWATER |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 951302 |
505 Northgate Pt, residential vacant land, is held in a trust since September 2023.
Source: Branch County records, as of July 7, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 505 NORTHGATE PT, COLDWATER, MI 49036-1015 |
| Owner Type | Company |
| Vesting | Trust, Family Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 2, 2025 | Quit Claim Deed, Transfer Quitclaim |
| Sep 29, 2023 | Intrafamily Transfer, Transfer |
| Mar 20, 2023 | Deed of Trust, Mortgage · Construction Mortgage HONOR CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 19, 2022 · Amount on File |
| Deed Sale | Aug 19, 2022 · Amount on File |
| Deed Document Number | 20225645 |
| Last Transfer Date | Sep 25, 2023 |
| Transfer Doc | 0202305286 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Dec 2, 2025 |
| Property Address | 505 NORTHGATE PT, COLDWATER, MI 49036-1015 |
| Document Number | 0202507079 |
| Map Reference | LB 7 PG 45 |
| Instrument Date | Nov 13, 2025 |
| Instrument | 2025-07079 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 505 NORTHGATE PT, COLDWATER, MI 49036-1015 |
| Name | Verified Name |
|---|---|
| Address | 505 NORTHGATE PT, COLDWATER, MI 49036-1015 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Sep 29, 2023 |
| Property Address | 505 NORTHGATE PT, COLDWATER, MI 49036-1015 |
| Document Number | 0202305286 |
| Map Reference | LB 7 PG 45 |
| Instrument Date | Sep 25, 2023 |
| Instrument | 2023-05286 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 505 NORTHGATE PT, COLDWATER, MI 49036-1015 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 505 NORTHGATE PT, COLDWATER, MI 49036-1015 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2023 |
| Name | Verified Name |
|---|---|
| Address | 98 PELTON AVE, COLDWATER, MI 49036-1309 |
| Document Number | 0202301285 |
|---|---|
| Date | Mar 20, 2023 |
| Instrument | 2023-01285 |
| Name | HONOR CU |
|---|---|
| Type | Credit Union |
| Address | BERRIEN SPRINGS, MI 49103 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 67 Months |
| Due | Oct 1, 2028 |
The 2025 property tax bill for 505 Northgate Pt was $8,449, up 2.6% from the year before.
Source: Branch County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| County Subdivision | Coldwater Township |
| Unified School District | Coldwater Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $428,000 (+36.13%) | $856,000 (+36.13%) | |
| 2025 | $8,449.00 (+2.64%) | $314,400 | $628,800 |
| 2024 | $8,232.00 | ||
| 2023 | $24,200 | $48,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 505 Northgate Pt in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 505 Northgate Pt is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Coldwater Board of Public Utilities Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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