505 NE 3rd St, Mulberry, FL 33860 Property Records

Polk County property record for 505 NE 3rd St, Mulberry, FL 33860

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,312 sqft · built 1972
Lot Size	0.296 acres (12,881 sqft)
Owner	Individual Name on File
Tax Bill	$448 (2025)
Deeds & Mortgages	Dec 2018 Mortgage
Flood Zone	Zone AE (high risk)
APN	`23-30-01-144100-003080`

Property Details

APN / Parcel Number

Primary APN	`23-30-01-144100-003080`
Alternative APNs	`013023144100003080` `13023000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,312 sqft Living Area
1st Floor Area	1,312 sqft
Flooring	Terrazzo
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	12,881 sqft (0.296 acres)
View / Lot	Commercial/Industrial
Garage Type	Carport
Garage Area	216 sqft
Carport	Carport
Carport Area	216 sqft
Porch	Enclosed/Unfinished Porch
Porch Area	439 sqft
Utility Building	253 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	505 NE 3RD ST
City	MULBERRY
State	FL
Zip	33860-2542
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	MULBERRY GDNS PB 45 PG 28 BLK 3 LOT 8
Legal Range	23E
Legal Township	30S
Legal Section	01
Legal Subdivision	MULBERRY GDNS
Legal Tract	144100
Legal Block	3
Legal Lot Number	8
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	2
Census Block	2016
Census Tract	14804

Owner

505 NE 3rd St is owned and occupied by an individual.

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	505 NE 3RD ST, MULBERRY, FL 33860-2542
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	505 NE 3RD ST, MULBERRY, FL 33860-2542
Document Number	0107001331
Instrument Date	Dec 10, 2018
Transaction Type	Mortgage
Record Updated	Jan 8, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	505 NE 3RD ST MULBERRY FL 338602542, MULBERRY, FL 33860-2542

Mortgage

Document Number	0107001331
Date	Dec 18, 2018
Book Page	010700/001331
Instrument	261371

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 17, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 505 NE 3rd St was $448 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Mulberry City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$66,678 (+2.7%)	$221,063 (+3.03%) Land $27,000 Building $194,063
2025	$448.00 Homeowner's exemption	$64,925	$214,563 Land $27,000 Building $187,563
2023	$845.00 (+2.18%) Homeowner's exemption	$61,257 (+3%)	$217,968 (+20.99%) Land $26,000 Building $191,968
2022	$827.00 Homeowner's exemption	$59,473	$180,152 Land $22,000 Building $158,152

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 505 NE 3rd St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 505 NE 3rd St is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 47% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MULBERRY serves 3,780 people · EPA ID FL6531237
Water Source	Groundwater
Last State Inspection	May 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Barium resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20