505 Napier St, Dubuque, IA 52001 Property Records

Dubuque County property record for 505 Napier St, Dubuque, IA 52001

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,104 sqft · built 1896
Lot Size	0.093 acres (4,067 sqft)
Owner	Individual Name on Record
Last Sale	$132,000 (May 2021)
Tax Bill	$2,002 (2024)
Deeds & Mortgages	Jul 2018 Mortgage May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-24-104-022`

Property Details

APN / Parcel Number

Primary APN	`10-24-104-022`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,104 sqft Living Area
1st Floor Area	468 sqft
Upper Floors Area	468 sqft
Attic Area	468 sqft
Basement Area	636 sqft
Game Room	Game Room

Exterior

Year Built	Built 1896
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood Frame
Lot Area	4,067 sqft (0.093 acres)
Lot Dimensions	83 ft deep x 49 ft wide
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	176 sqft
Deck Area	447 sqft
Patio Area	446 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	505 NAPIER ST
City	DUBUQUE
State	IA
Zip	52001-3268
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	LOT 137 MECHANIC'S ADD
Legal Subdivision	IRVING
Legal Lot Number	137
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	1
Census Block	1003
Census Tract	600

Owner

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	505 NAPIER ST, DUBUQUE, IA 52001-3268
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage DUBUQUE BANK & TRUST CO
May 7, 2021	Warranty Deed, Transfer · Conventional Mortgage DUPACO COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2021 · Amount on Record
Deed Sale	May 7, 2021 · Amount on Record
Prior Sale	Apr 27, 2006 · Amount on Record
Deed Document Number	2021-00007372
Record Updated	Jun 7, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	505 NAPIER ST, DUBUQUE, IA 52001-3268
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008078
Date	Jul 16, 2018
Instrument	2018-00008078

Lender

Name	DUBUQUE BANK & TRUST CO
Type	Bank
Address	SCOTTSDALE, AZ 85260

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	May 7, 2021
Property Address	505 NAPIER ST, DUBUQUE, IA 52001-3268
Document Number	0000007372
Instrument Date	May 3, 2021
Instrument	2021-00007372
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 NAPIER ST, DUBUQUE, IA 52001-3268

Mortgage

Document Number	0000007373
Date	May 7, 2021
Instrument	2021-00007373

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$149,500 (+7.4%) Land $19,600 Building $129,900	$149,500 (+7.4%) Land $19,600 Building $129,900
2024	$2,002.00 (-1.77%)
2023		$139,200 (+17.79%) Land $18,400 Building $120,800	$139,200 (+17.79%) Land $18,400 Building $120,800
2022	$2,038.00	$118,180 Land $13,820 Building $104,360
2021			$118,180 Land $13,820 Building $104,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 599 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: Comelec Internet Services, Nextlink.

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