505 N Moore St, Waterloo, IL 62298 Property Records

Monroe County property record for 505 N Moore St, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 756 sqft · built 1962
Lot Size	0.22 acres (9,475 sqft)
Owner	Individual Name on Record
Last Sale	$115,000 (Dec 2017)
Tax Bill	$2,906 (2024)
Deeds & Mortgages	Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-24-381-006-000`

Property Details

APN / Parcel Number

Primary APN	`07-24-381-006-000`
Alternative APN	`07241830101900 00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Building Area	756 sqft Building Perimeter
1st Floor Area	756 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Split Level
Construction Type	Frame
Lot Area	9,475 sqft (0.22 acres)
Lot Dimensions	160 ft deep x 60 ft wide
Garage Area	325 sqft
Driveway	Concrete Driveway
Driveway Area	385 sqft

Exterior Amenities

Deck Area	117 sqft
Patio Area	287 sqft
Shed	1 Shed
Shed Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	505 N MOORE ST
City	WATERLOO
State	IL
Zip	62298-1002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR3
Legal Description	TAX LOT 5BA SUR 640
Legal Range	10W
Legal Township	02S
Legal Section	24
Legal Lot Number	5
Jurisdiction	MONROE IL
Township / Civil Division	31
Census Block Group	3
Census Block	3026
Census Tract	600401

Owner

Source: Monroe County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	505 N MOORE ST, WATERLOO, IL 62298-1002
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 26, 2017 · Amount on Record
Deed Sale	Dec 26, 2017 · Amount on Record
Deed Document Number	2017393600
Record Updated	Sep 20, 2026

December 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE IL
Recording Date	Dec 26, 2017
Property Address	505 N MOORE ST, WATERLOO, IL 62298-1002
Document Number	0000393600
Instrument Date	Dec 20, 2017
Instrument	393600
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 N MOORE ST, WATERLOO, IL 62298-1002

Mortgage

Document Number	0000393601
Date	Dec 26, 2017
Instrument	393601

Lender

Name	COMMERCE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	192 Months
Due	Jan 1, 2033

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of August 29, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$57,630 (+32.51%) Land $16,380 Building $41,250	$172,890 (+32.51%) Land $49,140 Building $123,750
2024	$2,906.00
2022	Additional exemption filed	$43,490 Land $15,170 Building $28,320	$130,470 Land $45,510 Building $84,960

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO serves 10,190 people · EPA ID IL1330300
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Harrisonville Telephone Company DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

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