505 N Main St, Capac, MI 48014 Property Records

St. Clair County property record for 505 N Main St, Capac, MI 48014

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,886 sqft · built 1925
Lot Size	0.328 acres (14,288 sqft)
Owner	Individual Name on Record
Last Sale	$80,100 (Jul 2015)
Tax Bill	$1,656 (2025)
Deeds & Mortgages	Mar 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-40-750-0150-000`

Property Details

APN / Parcel Number

Primary APN	`74-40-750-0150-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,886 sqft Living Area
1st Floor Area	1,116 sqft
Basement Area	756 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Lot Area	14,288 sqft (0.328 acres)
Lot Dimensions	170 ft deep x 84 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	505 N MAIN ST
City	CAPAC
State	MI
Zip	48014-3151
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VILLAGE
Legal Description	E 320' OF S 84.5' ADJ LOT 104 ON N OF LOT 95 EXC W 150' SUPV JOHN BOWER'S PLAT OF THE VILLAGE OF CAPAC
Legal Subdivision	SUPERVISORS JOHN BOWERS PLAT
Legal Lot Number	95,104
Legal Unit	104,95
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	MUSSEY
Census Block Group	1
Census Block	1006
Census Tract	657100

Owner

Source: St. Clair County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	505 N MAIN ST, CAPAC, MI 48014-3151
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2015 · Amount on Record
Deed Sale	Jul 1, 2015 · Amount on Record
Prior Sale	Sep 13, 2011 · Amount on Record
Deed Document Number	201515619
Deed Book / Page	4618 / 147
Prior Transfer Date	Oct 23, 2014
Prior Transfer Doc	004549/902
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	505 N MAIN ST, CAPAC, MI 48014-3151
Transaction Type	Mortgage
Record Updated	Mar 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 N MAIN ST, CAPAC, MI 48014-3151

Mortgage

Document Number	0005601877
Date	Mar 2, 2023
Book Page	5601/877
Instrument	2023003310

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2053

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Capac Village
County	St. Clair County
County Subdivision	Mussey Township
Unified School District	Capac Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,656.00 (-0.42%) Homeowner's exemption	$103,600 (+8.14%)
2024	$1,663.00 (+12.75%)		$207,200 (+8.14%)
2023		$95,800
2022	$1,475.00		$191,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF CAPAC serves 1,775 people · EPA ID MI0001110
Water Source	Groundwater
Last State Inspection	Jun 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Mercury Fiber Fixed Wireless · Fiber in parts of the area	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Highline Internet, Verizon.

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