505 N Jefferson St, Harvard, IL 60033 Property Records

McHenry County property record for 505 N Jefferson St, Harvard, IL 60033

Property Summary

Property Type	Single Family Home
Lot Size	0.2 acres (8,716 sqft)
Owner	Individual Name on File
Last Sale	$106,000 (Nov 2017)
Deeds & Mortgages	Feb 2024 Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-35-290-002`

Property Details

APN / Parcel Number

Primary APN	`01-35-290-002`

Exterior

Lot Area	8,716 sqft

Location & Zoning

Street Address	505 N JEFFERSON ST
City	HARVARD
State	IL
Zip	60033-2448
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2017R0042881 LT 3 BLK 15 & W1/2 VAC ALLEY VACATED PER DOCS 187R0005809 & 1986R0938985 LYING E OF & ADJ E G AYERS ADDN
Legal Range	05E
Legal Township	46N
Legal Section	35
Legal Subdivision	LYING E OF ADJ E G AYERS ADD
Legal Block	15
Legal Lot Number	3
Jurisdiction	MCHENRY IL
Township / Civil Division	CHEMUNG
Census Block Group	2
Census Block	2047
Census Tract	870302

Owner

Source: McHenry County assessment roll, as of January 1, 2022

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	505 N JEFFERSON ST, HARVARD, IL 60033-2448
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2024	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Aug 26, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jul 15, 2025	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Nov 17, 2017	Trustee's Deed, Foreclosure · FHA Mortgage COMPASS MORTGAGE INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 17, 2017 · Amount on Record
Deed Sale	Nov 17, 2017 · Amount on Record
Prior Sale	Nov 6, 2002
Deed Document Number	2017R0042881
Record Updated	Jun 7, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	505 N JEFFERSON ST, HARVARD, IL 60033-2448
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 N JEFFERSON ST, HARVARD, IL 60033-2448

Mortgage

Document Number	0000003774
Date	Feb 20, 2024
Instrument	2024R0003774

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	286 Months
Due	Dec 1, 2047

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	505 N JEFFERSON ST, HARVARD, IL 60033-2448
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 N JEFFERSON ST, HARVARD, IL 60033-2448

Mortgage

Document Number	0000046849
Date	Aug 26, 2021
Instrument	2021R0046849

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	316 Months
Due	Dec 1, 2047

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	505 N JEFFERSON ST, HARVARD, IL 60033-2448
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 N JEFFERSON ST, HARVARD, IL 60033-2448

Mortgage

Document Number	0000018633
Date	Jul 15, 2025
Instrument	2025R0018633

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	269 Months
Due	Dec 1, 2047

November 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MCHENRY IL
Recording Date	Nov 17, 2017
Property Address	505 N JEFFERSON ST, HARVARD, IL 60033-2448
Document Number	0000042881
Map Reference	MB53 PG11
Instrument Date	Nov 6, 2017
Instrument	2017R0042881
Transaction Type	Foreclosure
Record Updated	May 27, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$159.00
Amount Accuracy	Verified / From Affidavit

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 N JEFFERSON ST, HARVARD, IL 60033-2448

Mortgage

Document Number	0000042882
Date	Nov 17, 2017
Instrument	2017R0042882

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Dec 1, 2042

Mortgage

Document Number	0000042883
Date	Nov 17, 2017
Instrument	2017R0042883

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Chemung Township
Municipality	Harvard City
Unified School District	Harvard Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$57,391 Land $11,670 Building $45,721	$172,173 Land $35,010 Building $137,163

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARVARD serves 9,469 people · EPA ID IL1110250
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	7 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Air Wireless Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile USA, Verizon.

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