Ravalli County property record for 505 N 4th St, Hamilton, MT 59840
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,268 sqft · built 1915 |
| Lot Size | 0.225 acres (9,801 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $284,643 (Mar 2018) |
| Tax Bill | $3,496 (2026) |
| Deeds & Mortgages | Sep 2026 Mortgage Apr 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R1332821 |
| Primary APN | R1332821 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,268 sqft Living Area |
| 1st Floor Area | 1,134 sqft |
| 2nd Floor Area | 1,134 sqft |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Historical |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 9,801 sqft (0.225 acres) |
| Lot Dimensions | 140 ft deep x 80 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 192 sqft |
| Deck Area | 600 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0000530200 |
|---|---|
| Street Address | 505 N 4TH ST |
| City | HAMILTON |
| State | MT |
| Zip | 59840-2201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Description | RIVERVIEW (HAMILTON), S25, T06 N, R21 W, 8640 SQUARE FEET, LOTS 14 & 15 BLK 12 (SUBJ TO TOD DEED #781615) |
| Legal Range | 21W |
| Legal Township | 06N |
| Legal Section | 25 |
| Legal Subdivision | RIVERVIEW (HAMILTON) |
| Legal Block | 12 |
| Legal Lot Number | 14,15 |
| Jurisdiction | RAVALLI MT |
| Township / Civil Division | HAMILTON |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 502 |
505 N 4th St is owned and occupied by two individuals who acquired it in November 2022.
Source: Ravalli County records, as of October 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 505 N 4TH ST, HAMILTON, MT 59840-2201 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 25, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 29, 2024 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 2, 2018 · Amount on File |
| Deed Sale | Mar 2, 2018 · Amount on File |
| Prior Sale | Dec 23, 2004 |
| Last Transfer Date | Nov 11, 2022 |
| Transfer Doc | 0000781615 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAVALLI MT |
| Recording Date | Sep 25, 2026 |
| Property Address | 505 N 4TH ST, HAMILTON, MT 59840-2201 |
| Document Number | 0000819230 |
| Instrument Date | Sep 21, 2026 |
| Instrument | 2026819230 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 505 N 4TH ST, HAMILTON, MT 59840-2201 |
| Document Number | 0000819230, |
|---|---|
| Date | Sep 25, 2026 |
| Instrument | 2026819230 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAVALLI MT |
| Property Address | 505 N 4TH ST, HAMILTON, MT 59840-2201 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2024 |
| Name | Verified Name |
|---|---|
| Address | 505 N 4TH ST, HAMILTON, MT 59840-2201 |
| Document Number | 0000795551 |
|---|---|
| Date | Apr 29, 2024 |
| Instrument | 795551 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
The 2026 property tax bill for 505 N 4th St was $3,496, up 10.5% from the year before.
Source: Ravalli County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Ravalli County |
| Municipality | Hamilton City |
| Unified School District | Hamilton K-12 Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,496.00 (+10.53%) | $612,225 (-) | |
| 2025 | $3,163.00 | $612,225 | $612,225 Land $158,245 Building $453,980 |
| 2023 | $5,383.00 | $593,310 | $593,310 Land $71,810 Building $521,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 505 N 4th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 505 N 4th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Montana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HAMILTON serves 5,660 people · EPA ID MT0000234 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2026 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Grizzly Broadband Fixed Wireless | 1,000 / 1,000 |
| Rocky Mountain Internet Fixed Wireless | 350 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Blackfoot Telephone Cooperative.
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