Macoupin County property record for 505 N 4th St, Benld, IL 62009
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.482 acres (21,000 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $491 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage Dec 2022 Mortgage |
| APN | 20-31-132-007 |
| Primary APN | 20-31-132-007 |
|---|---|
| Alternative APN |
|
| Lot Area | 21,000 sqft (0.482 acres) |
|---|---|
| Lot Dimensions | 140 ft deep x 150 ft wide |
| Street Address | 505 N 4TH ST |
|---|---|
| City | BENLD |
| State | IL |
| Zip | 62009-1309 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 8, 9 & 12 BLK 17 O P BENLD 150 X 140 20-31-132-007 |
| Legal Block | 17 |
| Legal Lot Number | 8-9,12 |
| Jurisdiction | MACOUPIN IL |
| Township / Civil Division | CAHOKIA |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 957000 |
505 N 4th St is owned and occupied by two individuals who acquired it in December 2024.
Source: Macoupin County records, as of July 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 505 N 4TH ST, BENLD, IL 62009-1309 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 12, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Dec 13, 2022 | Deed of Trust, Mortgage · FHA Mortgage JLB CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 10, 2024 |
| Transfer Doc | 0000614992 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOUPIN IL |
| Property Address | 505 N 4TH ST, BENLD, IL 62009-1309 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 505 N 4TH ST, BENLD, IL 62009-1309 |
| Document Number | 0000607823 |
|---|---|
| Date | Oct 12, 2023 |
| Instrument | 607823 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 482 Months |
| Due | Dec 1, 2063 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOUPIN IL |
| Property Address | 505 N 4TH ST, BENLD, IL 62009-1309 |
| Transaction Type | Mortgage |
| Record Updated | Dec 28, 2022 |
| Title Company | COPPER TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0000602771 |
|---|---|
| Date | Dec 13, 2022 |
| Instrument | 602771 |
| Name | JLB CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.12% |
The 2025 property tax bill for 505 N 4th St was $491, down 36.6% from the year before.
Source: Macoupin County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Benld City |
| County | Macoupin County |
| County Subdivision | Cahokia Township |
| Unified School District | Gillespie Community Unit School District 7 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $491.00 (-36.56%) | $7,931 (-56.32%) Land $3,729 Building $4,202 | $23,793 (-56.32%) Land $11,187 Building $12,606 |
| 2024 | $774.00 | $18,157 Land $3,485 Building $14,672 | $54,471 Land $10,455 Building $44,016 |
| 2022 | $772.00 Homeowner's exemption | $16,932 Land $3,016 Building $13,916 | $50,796 Land $9,048 Building $41,748 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 505 N 4th St; there have been 1 flood claim nearby since 1982.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Dec 1982 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 505 N 4th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BENLD serves 1,612 people · EPA ID IL1170050 |
|---|---|
| Water Source | Purchased surface water from GILLESPIE |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Treatment failure resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conxxus Fiber | 8,000 / 8,000 |
| Madison Communications Cable | 1,000 / 150 |
May also be available: Nextlink, Verizon.
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