505 Mountain Ave, Berthoud, CO 80513 Property Records

Larimer County property record for 505 Mountain Ave, Berthoud, CO 80513

Property Summary

Property Type	Commercial
Details	10,245 sqft · built 1995
Lot Size	0.551 acres (24,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,042,500 (Aug 2026)
Tax Bill	$27,453 (2025)
Deeds & Mortgages	Aug 2026 Sale & Line of Credit Aug 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`94231-09-001`

Property Details

APN / Parcel Number

Primary APN	`94231-09-001`
Alternative APNs	`R0483133` `P0866008`

Interior

Units	2 Units
Stories	1 Story
Building Area	10,245 sqft Gross Area
1st Floor Area	8,745 sqft
Basement Area	1,500 sqft
Finished Basement	1,500 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Roof Type	Sawtooth
Lot Area	24,000 sqft (0.551 acres)
View / Lot	Traffic

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	R0483133
Street Address	505 MOUNTAIN AVE
City	BERTHOUD
State	CO
Zip	80513
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOTS 1 THRU 6, & S 60 FT OF LOTS 7 & 8, BLK 5, WELCH, BER
Legal Range	69W
Legal Township	4N
Legal Section	23
Legal Subdivision	WELCH ADD
Legal Block	5
Legal Lot Number	1
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	4
Census Block	4003
Census Tract	2700

Owner

Source: Larimer County records, as of September 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5117 51ST ST, BOULDER, CO 80301-4311
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Special Warranty Deed, Transfer · Line of Credit ELEVATIONS CREDIT UNION
Aug 18, 2026	Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Oct 24, 2024	Deed of Trust, Mortgage · Commercial Mortgage FIRST WESTERN TRUST BANK
May 29, 2020	Deed of Trust, Mortgage FIRSTRUST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2026 · Amount on Record
Deed Sale	Aug 25, 2026 · Amount on Record
Prior Sale	Nov 18, 2015 · Amount on Record
Deed Document Number	202643166
Prior Transfer Date	Jul 1, 1994
Record Updated	Oct 29, 2026

August 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Aug 25, 2026
Property Address	505 MOUNTAIN AVE, BERTHOUD, CO 80513
Document Number	0000043166
Instrument Date	Aug 25, 2026
Instrument	202643166
Transaction Type	Transfer
Record Updated	Sep 2, 2026
Title Company	LAND TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$10,529.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5117 51ST ST, BOULDER, CO 80301-4311

Mortgage

Document Number	0000043389,
Date	Aug 25, 2026
Instrument	202643389

Lender

Name	ELEVATIONS CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 10, 2036

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Aug 18, 2026
Property Address	505 MOUNTAIN AVE, BERTHOUD, CO 80513
Document Number	0000041779
Instrument Date	Aug 18, 2026
Instrument	202641779
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3754 BARNARD LN, JOHNSTOWN, CO 80534-9487
Investor	Possibly a Property Investor

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	505 MOUNTAIN AVE, BERTHOUD, CO 80513
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045207
Date	Oct 24, 2024
Instrument	20240045207

Lender

Name	FIRST WESTERN TRUST BANK
Type	Bank
Address	BOULDER, CO 80302

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	505 MOUNTAIN AVE, BERTHOUD, CO 80513
Document Number	0000038381
Instrument Date	May 29, 2020
Transaction Type	Mortgage
Record Updated	Jun 15, 2020
Title Company	LAND TITLE GUARANTEE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	505 MOUNTAIN AVE BERTHOUD CO 80513, BERTHOUD, CO 80513

Mortgage

Document Number	0000038381
Date	Jun 2, 2020
Instrument	38381

Lender

Name	FIRSTRUST BK
Type	Bank
Address	1 WALNUT GROVE DR, HORSHAM, PA 19044-2201

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jun 1, 2025

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$27,453.00 (+4.08%)	$287,604 (-1.77%) Land $69,660 Building $217,944	$1,065,200 (+1.51%) Land $258,000 Building $807,200
2023	$26,378.00 (+26.95%)	$292,783 (+35.14%) Land $43,524 Building $249,259	$1,049,400 (+40.46%) Land $156,000 Building $893,400
2022	$20,778.00	$216,659 Land $27,840 Building $188,819	$747,100 Land $96,000 Building $651,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
AT&T Fixed Wireless	100 / 20

May also be available: Hilltop Broadband, T-Mobile, Verizon.

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