505 Moss St, Gainesville, TX 76240 Property Records

Cooke County property record for 505 Moss St, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,151 sqft · built 1921
Lot Size	0.433 acres (18,848 sqft)
Owner	2 Individual Names on File
Last Sale	$143,100 (Dec 2018)
Tax Bill	$6,179 (2026)
Deeds & Mortgages	Dec 2022 Mortgage Dec 2018 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`2300-108-00006`

Property Details

APN / Parcel Number

Primary APN	`2300-108-00006`
Alternative APN	`1457`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	3,151 sqft Living Area
Gross Area	4,957 sqft
1st Floor Area	2,575 sqft
2nd Floor Area	491 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Exterior Material	Siding
Foundation Type	Pier/Post & Beam
Roof Material	Composition Shingle
Lot Area	18,848 sqft (0.433 acres)
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	248 sqft
Deck Area	25 sqft
Storage Building	126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2300-108-00006
Street Address	505 MOSS ST
City	GAINESVILLE
State	TX
Zip	76240-5629
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GAINESVILLE ADDN; BLOCK 108
Legal Subdivision	GAINESVILLE ADDN
Legal Block	108
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE
Census Block Group	6
Census Block	6011
Census Tract	1100

Owner

505 Moss St is owned and occupied by two individuals who bought it in December 2018.

Source: Cooke County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	505 MOSS ST, GAINESVILLE, TX 76240-5629
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Dec 11, 2018	Vendor's Lien, Transfer · FHA Mortgage SOUTHWEST FUNDING LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2018 · Amount on File
Deed Sale	Dec 11, 2018 · Amount on File
Prior Sale	May 1, 2017 · Amount on File
Deed Document Number	201888199
Deed Book / Page	2231 / 550
Prior Transfer Date	Dec 10, 2018
Prior Transfer Doc	002231/550
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	505 MOSS ST, GAINESVILLE, TX 76240-5629
Transaction Type	Mortgage
Record Updated	Sep 18, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 MOSS ST, GAINESVILLE, TX 76240-5629

Mortgage

Document Number	0002555/24
Date	Dec 27, 2022
Book Page	2555/24
Instrument	2022-10321

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	313 Months
Due	Jan 1, 2049

December 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Dec 11, 2018
Property Address	505 MOSS ST, GAINESVILLE, TX 76240-5629
Document Number	002231/550
Book / Page	2231 / 550
Instrument Date	Dec 10, 2018
Instrument	00088199
Transaction Type	Transfer
Record Updated	Sep 18, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2052, GAINESVILLE, TX 76241-2052

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 MOSS ST, GAINESVILLE, TX 76240-5629

Mortgage

Document Number	0201888200
Date	Dec 11, 2018
Instrument	2018-88200

Lender

Name	SOUTHWEST FUNDING LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 505 Moss St was $6,179 with a homeowner's exemption, up 46.4% from the year before.

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Municipality	Gainesville City
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,179.00 (+46.42%) Homeowner's exemption	$295,351 (+1%)	$304,184 (-) Land $73,908 Building $230,276
2025	$4,220.00 (+12.03%) Homeowner's exemption	$268,501 Land $73,908 Building $230,276	$304,184 Land $73,908 Building $230,276
2024	$3,767.00
2023		$221,902 Land $61,640 Building $217,174	$278,814 Land $61,640 Building $217,174
2022	$3,982.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 505 Moss St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	70 (1981–2020)
Claims Outside the SFHA	28 of 70
Most Recent Claim	Jan 2020 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2007 · 18 claims Severe Storms, Tornadoes & Flooding, May 1990 · 34 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 505 Moss St is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 51% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Optimum Cable	940 / 35
ElektraFi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Element8, Nextlink, Verizon.

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