Shiawassee County property record for 505 Moore St, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $213,000 (May 2025) |
| Tax Bill | $2,878 (2025) |
| Deeds & Mortgages | Dec 2023 Sale & Line of Credit Aug 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 050-210-000-008-00 |
| Primary APN | 050-210-000-008-00 |
|---|
| Lot Area | 10,019 sqft (0.23 acres) |
|---|
| Street Address | 505 MOORE ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-1854 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 8 FEINDT ACRES SUB |
| Legal Subdivision | FEINDT ACRES SUB |
| Legal Lot Number | 8 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 30500 |
Source: Shiawassee County records · APN 050-210-000-008-00
Assessment roll updated July 16, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1108 STATE ST, OWOSSO, MI 48867-4253 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Dec 29, 2023 | Warranty Deed, Transfer · Line of Credit SUSAN LUDINGTON |
| Aug 05, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| May 31, 2019 | Warranty Deed, Transfer · Conventional Mortgage LAKE MI CU |
| May 31, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 21, 2025 · Amount on Record |
| Deed Sale | May 21, 2025 · Amount on Record |
| Prior Sale | Dec 29, 2023 · Amount on Record |
| Deed Document Number | 20253392110 |
| Deed Book / Page | 1327 / 700 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Dec 29, 2023 |
| Property Address | 505 MOORE ST, OWOSSO, MI 48867-1854 |
| Document Number | 0013130276 |
| Book / Page | 1313 / 276 |
| Map Reference | LB 11 PG 157 |
| Instrument Date | Dec 22, 2023 |
| Instrument | 3377506 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2024 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $975.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 505 MOORE ST, OWOSSO, MI 48867-1854 |
| Name | Verified Name |
|---|---|
| Address | 300 W NORTH ST, OWOSSO, MI 48867-1211 |
| Document Number | 0003377519 |
|---|---|
| Date | Dec 29, 2023 |
| Instrument | 3377519 |
| Name | SUSAN LUDINGTON |
|---|---|
| Type | Private Party |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Number | 0013130289 |
|---|---|
| Date | Dec 29, 2023 |
| Book Page | 1313/289 |
| Instrument | 3377519 |
| Name | SUSAN LUDINGTON |
|---|---|
| Type | Private Party |
| Address | 411 CURWOOD DR, OWOSSO, MI 48867 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 505 MOORE ST, OWOSSO, MI 48867-1854 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 505 MOORE ST, OWOSSO, MI 48867-1854 |
| Document Number | 0012850810 |
|---|---|
| Date | Aug 05, 2021 |
| Book Page | 1285/810 |
| Instrument | 3349615 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | May 31, 2019 |
| Property Address | 505 MOORE ST, OWOSSO, MI 48867-1854 |
| Document Number | 0012570729 |
| Book / Page | 001257 / 000729 |
| Instrument Date | May 21, 2019 |
| Instrument | 3321265 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2019 |
| Title Company | TITLE RESOURCE AGENCY, TITLE RESOURCE AGCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $780.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 631 CRANBROOK DR SAGINAW MI 486385778, SAGINAW, MI 48638-5778 |
| Document Number | 12570730 |
|---|---|
| Date | May 31, 2019 |
| Book Page | 001257/000730 |
| Instrument | 3321266 |
| Name | LAKE MI CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 30, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | May 31, 2019 |
| Property Address | 505 MOORE ST, OWOSSO, MI 48867-1854 |
| Document Number | 0012570728 |
| Book / Page | 001257 / 000728 |
| Instrument Date | May 08, 2019 |
| Instrument | 3321264 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $450.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5192 SCHEUNERS WAY HOWELL MI 488437877, HOWELL, MI 48843-7877 |
Source: Shiawassee County records · Assessment roll updated July 16, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $81,500 (+11.8%) | $163,000 (+11.8%) | |
| 2025 | $2,878.00 (-6.83%) Homeowner's exemption | $72,900 (-0.14%) | $145,800 (-0.14%) |
| 2023 | $3,089.00 Homeowner's exemption | $73,000 | $146,000 |
Source: FEMA National Flood Hazard Layer as of April 12, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| DayStarr Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 282 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF OWOSSO serves 16,353 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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