505 Main St, Dedham, IA 51440 Property Records

Carroll County property record for 505 Main St, Dedham, IA 51440

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,095 sqft · built 1950
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$43,500 (Nov 2025)
Tax Bill	$664 (2026)
Deeds & Mortgages	Nov 2025 Line of Credit Sep 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`1520232002`

Property Details

APN / Parcel Number

Primary APN	`1520232002`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,095 sqft Living Area
Attic	Attic
Attic Area	252 sqft
Basement Area	720 sqft
Finished Basement	375 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Mixed
Garage Area	976 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	505 MAIN ST
City	DEDHAM
State	IA
Zip	51440-7713
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	20-82-34 IRR SUR NE NE SUBD OF LOT 4 LOT A & W 87' OF S 7' LOT 3
Legal Range	34W
Legal Township	82N
Legal Section	20
Legal Subdivision	IRR SUR NE NE
Legal Lot Number	A,3-4
Jurisdiction	CARROLL IA
Township / Civil Division	NEWTON
Census Block Group	1
Census Block	1056
Census Tract	960500

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	505 MAIN ST, DEDHAM, IA 51440-7713
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Deed of Trust, Mortgage · Line of Credit COMMERCIAL SAVINGS BANK
Sep 24, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance COMMERCIAL SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2025 · Amount on Record
Deed Sale	Nov 17, 2025 · Amount on Record
Deed Document Number	20253078
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IA
Property Address	505 MAIN ST, DEDHAM, IA 51440-7713
Transaction Type	Mortgage
Record Updated	Dec 22, 2025
Title Company	SECURITY TITLE AND INVS COMPANY, SECURITY TTL & INVESTMENT CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 MAIN ST, DEDHAM, IA 51440-7713

Mortgage

Document Number	0020253079
Date	Nov 17, 2025
Instrument	2025-3079

Lender

Name	COMMERCIAL SAVINGS BANK
Type	Bank
Address	CARROLL, IA 51401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 14, 2055

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IA
Property Address	505 MAIN ST, DEDHAM, IA 51440-7713
Transaction Type	Mortgage
Record Updated	Oct 16, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/2812
Date	Sep 24, 2019
Book Page	2019/2812
Instrument	2019-2812

Lender

Name	COMMERCIAL SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	61 Months
Due	Oct 1, 2024

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Carroll County
Municipality	Dedham City
Unified School District	Carroll Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$664.00	$68,870 (-1.89%) Land $9,350 Building $59,520	$68,870 (-1.89%) Land $9,350 Building $59,520
2025	$664.00 (-10.27%) Homeowner's exemption	$70,200 (+24.09%) Land $9,350 Building $60,850	$70,200 (+24.09%) Land $9,350 Building $60,850
2023		$56,570 (-16.14%) Land $9,350 Building $47,220	$56,570 (-16.14%) Land $9,350 Building $47,220
2022		$67,460 Land $9,060 Building $58,400
2021			$67,460 Land $9,060 Building $58,400
2018	$740.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Jun 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEDHAM WATER SUPPLY serves 221 people · EPA ID IA1433016
Water Source	Purchased groundwater from WEST CENTRAL RWA - NISH SYSTEM
Last State Inspection	Apr 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Selenium resolved · Oct 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BTC Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Windstream DSL	200 / 20

May also be available: Nextlink, Western Iowa Wireless.

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