Chesapeake City property record for 505 Madera Rd, Chesapeake, VA 23322
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,824 sqft · built 1992 |
| Lot Size | 0.441 acres (19,210 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $240,000 (Sep 2003) |
| Tax Bill | $5,488 (2025) |
| Deeds & Mortgages | Sep 2014 Line of Credit Jun 2009 Mortgage + 1 more |
| APN | 0584002000520 |
| Primary APN | 0584002000520 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,824 sqft Living Area |
| 1st Floor Area | 2,029 sqft |
| Attic | Attic |
| Attic Area | 462 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 19,210 sqft (0.441 acres) |
| Lot Dimensions | 131 ft deep x 108 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 268 sqft |
| Deck Area | 483 sqft |
| Patio Area | 597 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 505 MADERA RD |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-7152 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10S: RESI |
| Legal Description | 52 LAS GAVIOTAS PH 4 SEC 3B |
| Legal Subdivision | LAS GAVIOTAS |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 21016 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 505 MADERA RD, CHESAPEAKE, VA 23322-7152 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 18, 2014 | Deed of Trust, Mortgage · Line of Credit USAA FEDERAL SAVINGS BANK |
| Jun 2, 2009 | Deed of Trust, Mortgage · Conventional Mortgage USAA FEDERAL SAVINGS BANK |
| Jul 13, 2006 | Deed of Trust, Mortgage · Line of Credit USAA FEDERAL SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 10, 2003 · Amount on Record |
| Deed Sale | Sep 10, 2003 · Amount on Record |
| Prior Sale | Jul 3, 2001 · Amount on Record |
| Deed Book / Page | 5036 / 402 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 505 MADERA RD, CHESAPEAKE, VA 23322-7152 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 009432/172 |
|---|---|
| Date | Sep 18, 2014 |
| Book Page | 9432/172 |
| Name | USAA FEDERAL SAVINGS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 235 Months |
| Due | Apr 24, 2034 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 505 MADERA RD, CHESAPEAKE, VA 23322-7152 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 007826/466 |
|---|---|
| Date | Jun 2, 2009 |
| Book Page | 7826/466 |
| Name | USAA FEDERAL SAVINGS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 1, 2024 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.38% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 505 MADERA RD, CHESAPEAKE, VA 23322-7152 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0006642/86 |
|---|---|
| Date | Jul 13, 2006 |
| Book Page | 6642/86 |
| Name | USAA FEDERAL SAVINGS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 1, 2026 |
| Rate Type | Adjustable Rate |
|---|
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $564,600 (+3.9%) Land $225,000 Building $339,600 | $564,600 (+3.9%) Land $225,000 Building $339,600 | |
| 2025 | $5,488.00 (+38.9%) | $543,400 (+8.07%) Land $205,000 Building $338,400 | $543,400 (+8.07%) Land $205,000 Building $338,400 |
| 2023 | $502,800 (+13.86%) Land $165,000 Building $337,800 | $502,800 (+13.86%) Land $165,000 Building $337,800 | |
| 2022 | $441,600 Land $145,000 Building $296,600 | $441,600 Land $145,000 Building $296,600 | |
| 2019 | $3,951.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 109 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 109 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
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