505 Locust Ln, Centerville, IN 47330 Property Records

Wayne County property record for 505 Locust Ln, Centerville, IN 47330

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,121 sqft · built 1992
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$58,520 (Feb 2025)
Tax Bill	$1,203 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Feb 2025 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`020-00288-10`

Property Details

APN / Parcel Number

Primary APN	`020-00288-10`
Alternative APNs	`89-10-29-120-542.000-007` `312912054200020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,121 sqft Living Area
1st Floor Area	1,121 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Construction Type	Wood
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	99 ft deep x 75 ft wide
Terrain	High
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	312912054200020
Street Address	505 LOCUST LN
City	CENTERVILLE
State	IN
Zip	47330-1558
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	LOT 135 WILLOWBROOK 3RD SUB DIV & 3 FT WS OF LOT 136
Legal Subdivision	WILLOWBROOK 3RD SUB
Legal Lot Number	135,136
Jurisdiction	WAYNE IN
Township / Civil Division	CENTER
Census Block Group	2
Census Block	2033
Census Tract	10800

Owner

Source: Wayne County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	505 LOCUST LN, CENTERVILLE, IN 47330-1558
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage THREE RIVERS FEDERAL CREDIT UNION
Feb 27, 2025	Quit Claim Deed, Transfer · Line of Credit THREE RIVERS FCU
May 3, 2022	Quit Claim Deed, Transfer · Line of Credit 3 RIVERS FEDERAL CREDIT UNION
Jul 24, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST FINANCIAL BANK
May 31, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage WAYNE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2025 · Amount on Record
Deed Sale	Feb 27, 2025 · Amount on Record
Prior Sale	May 3, 2022 · Amount on Record
Deed Document Number	20251314
Prior Transfer Date	Apr 11, 2012
Prior Transfer Doc	2012003322
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Recording Date	Aug 14, 2026
Property Address	505 LOCUST LN, CENTERVILLE, IN 47330-1558
Document Number	0000006035
Instrument Date	Aug 4, 2026
Instrument	20266035
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 LOCUST LN, CENTERVILLE, IN 47330-1558

Mortgage

Document Number	0000006035,
Date	Aug 14, 2026
Instrument	20266035

Lender

Name	THREE RIVERS FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 15, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAYNE IN
Recording Date	Feb 27, 2025
Property Address	505 LOCUST LN, CENTERVILLE, IN 47330-1558
Document Number	2025001314
Instrument Date	Feb 11, 2025
Instrument	2025001314
Transaction Type	Transfer
Record Updated	Mar 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 LOCUST LN, CENTERVILLE, IN 47330-1558

Mortgage

Document Number	2025001315
Date	Feb 27, 2025
Instrument	2025001315

Lender

Name	THREE RIVERS FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Feb 25, 2040

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAYNE IN
Recording Date	May 3, 2022
Property Address	505 LOCUST LN, CENTERVILLE, IN 47330-1558
Document Number	2022004174
Instrument Date	Apr 15, 2022
Instrument	2022004174
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022004175
Date	May 3, 2022
Instrument	2022004175

Lender

Name	3 RIVERS FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2037

Interest

Rate Type	Adjustable Rate

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE IN
Recording Date	Jul 24, 2020
Property Address	505 LOCUST LN, CENTERVILLE, IN 47330-1558
Document Number	2020005811
Instrument Date	Jul 21, 2020
Instrument	2020005811
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020005812
Date	Jul 24, 2020
Instrument	2020005812

Lender

Name	FIRST FINANCIAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE IN
Recording Date	May 31, 2019
Property Address	505 LOCUST LN, CENTERVILLE, IN 47330-1558
Document Number	2019004052
Instrument Date	May 29, 2019
Instrument	2019004052
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019004055
Date	May 31, 2019
Instrument	2019004055

Lender

Name	WAYNE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Centerville Town
County	Wayne County
County Subdivision	Center Township
Unified School District	Centerville-Abington Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,203.00 (+5.07%)	$133,700 (+29.3%) Land $16,900 Building $116,800	$133,700 (+29.3%) Land $16,900 Building $116,800
2024	$1,145.00 (+9.05%)
2023		$103,400 (-1.52%) Land $13,000 Building $90,400	$103,400 (-1.52%) Land $13,000 Building $90,400
2022	$1,050.00 Homeowner's exemption	$105,000 Land $12,600 Building $92,400	$105,000 Land $12,600 Building $92,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 1, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 45% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTERVILLE WATER WORKS serves 2,533 people · EPA ID IN5289003
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband, NLBC.

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