505 Live Oak Dr, Bertram, TX 78605 Property Records

Burnet County property record for 505 Live Oak Dr, Bertram, TX 78605

Property Summary

Property Type	Single Family Home
Details	1,323 sqft · built 2004
Lot Size	0.388 acres (16,886 sqft)
Owner	2 Individual Names on Record
Last Sale	$598,500 (Feb 2024)
Tax Bill	$2,536 (2025)
Deeds & Mortgages	Feb 2024 Reverse Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03925-0200-00022-000`

Property Details

APN / Parcel Number

Primary APN	`03925-0200-00022-000`
Alternative APN	`11489`

Interior

Stories	1 Story
Building Area	1,323 sqft Living Area
1st Floor Area	1,323 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	16,886 sqft (0.388 acres)
Garage Type	Carport
Garage Area	500 sqft
Carport	Carport
Carport Area	500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	51 sqft
Patio Area	120 sqft
Storage Building	160 sqft

Location & Zoning

Street Address	505 LIVE OAK DR
City	BERTRAM
State	TX
Zip	78605-4435
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S3925 COUNTRYSIDE OAKS LOT 22, SEC 2
Legal Subdivision	COUNTRYSIDE OAKS
Legal Block	1
Legal Lot Number	22
Jurisdiction	BURNET TX
Township / Civil Division	BERTRAM
Census Block Group	1
Census Block	1022
Census Tract	960102

Owner

Source: Burnet County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	505 LIVE OAK DR, BERTRAM, TX 78605-4435
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2024	Warranty Deed, Transfer · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC
Dec 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Mar 12, 2020	Warranty Deed, Transfer NOT AVAILABLE, CTOT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2024 · Amount on Record
Deed Sale	Feb 5, 2024 · Amount on Record
Prior Sale	Mar 12, 2020
Deed Document Number	20241126
Prior Transfer Date	Jan 24, 2024
Prior Transfer Doc	0202401126
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURNET TX
Recording Date	Feb 5, 2024
Property Address	505 LIVE OAK DR, BERTRAM, TX 78605-4435
Document Number	0202401126
Map Reference	CAB 1 SL 197-A
Instrument Date	Jan 24, 2024
Instrument	202401126
Transaction Type	Transfer
Record Updated	Feb 13, 2024

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 LIVE OAK DR, BERTRAM, TX 78605-4435

Mortgage

Document Number	0202401127
Date	Feb 5, 2024
Instrument	202401127

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	7.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2024
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	12.3%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURNET TX
Property Address	505 LIVE OAK DR, BERTRAM, TX 78605-4435
Transaction Type	Mortgage
Record Updated	Nov 15, 2022
Title Company	VYLLA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201913650
Date	Dec 26, 2019
Instrument	201913650

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURNET TX
Recording Date	Mar 12, 2020
Property Address	505 LIVE OAK DR, BERTRAM, TX 78605-4435
Document Number	0202003088
Map Reference	CAB 1 SL 197A&197B
Instrument Date	Mar 11, 2020
Instrument	202003088
Transaction Type	Transfer
Record Updated	Nov 15, 2022
Title Company	NOT AVAILABLE, CTOT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	404 DARWIN DR, 404, BURNET, TX 78611-4973

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 LIVE OAK DR, BERTRAM, TX 78605-4435

Tax Assessment & Valuation

Source: Burnet County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Burnet County
Municipality	Bertram City
Unified School District	Burnet Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$287,436 (-) Land $25,000 Building $262,436	$287,436 (-) Land $25,000 Building $262,436
2025	$2,536.00 (-23.31%) Homeowner's exemption Senior Citizen's exemption	$287,436 (+6.48%) Land $25,000 Building $262,436	$287,436 (+6.48%) Land $25,000 Building $262,436
2024	$3,307.00 (+4.35%)
2023	$3,169.00 Homeowner's exemption Senior Citizen's exemption	$269,940 Land $25,000 Building $244,940	$269,940 Land $25,000 Building $244,940

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2018–2025)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2025 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 51% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BERTRAM serves 3,636 people · EPA ID TX0270012
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Heritage Broadband Fixed Wireless	1,000 / 100
Rise Broadband Fixed Wireless	500 / 100
SOS Communications Fixed Wireless	100 / 20

May also be available: Western Broadband.

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